2020 Kia Optima prices in the U.S.
The median pre-owned asking price for a 2020 Kia Optima in the U.S. is $13,295 based on 560 pre-owned listings (of 577 total).
As of July 25, 2026, the median asking price for a used 2020 Kia Optima in the U.S. is $13,295, based on 560 active dealer listings tracked by VinAssessment.
◷ Updated July 25, 2026 ▤ 577 active dealer listings, refreshed daily Methodology →
Typical: $11,199–$15,995 — the middle half of 577 asking prices
Why the wide range? Price depends mostly on configuration and mileage — see below. This spread covers the middle 96% of asking prices: we exclude the cheapest and priciest 2% (payment-priced ads, typos, salvage) so outliers don't distort it.
What moves the price on a 2020 Kia Optima
The $11,199–$15,995 typical range isn't randomness — two factors explain most of it:
The same car typically asks $11,200 in New Hampshire but $17,700 in Rhode Island.
Asking prices run about $14,888 under 15K miles and fall to $10,995 over 105K miles — roughly $400 for every 10,000 miles.
Find your mileage and trim in the configurator below.
Configure the exact car
Modelled from 577 real asking prices, adjusted for mileage and location. Not a formal appraisal.
2020 Kia Optima: a fair price for your mileage
A 2020 Kia Optima sheds roughly $400 for every 10,000 miles. Find your mileage below.
| Mileage ⓘ | Based on ⓘ | Fair price ⓘ | Typical range ⓘ |
|---|---|---|---|
| Under 15K miles | 5 listings | $14,888 | $14K–$19K |
| 15K–30K miles | 10 listings | $18,923 | $19K–$19K |
| 30K–45K miles | 27 listings | $17,984 | $17K–$19K |
| 45K–60K miles | 56 listings | $17,478 | $16K–$19K |
| 60K–75K miles | 71 listings | $15,656 | $14K–$17K |
| 75K–90K miles | 95 listings | $14,728 | $13K–$16K |
| 90K–105K miles | 119 listings | $12,900 | $11K–$14K |
| Over 105K miles | 194 listings | $10,995 | $9,601–$13K |
Same trim and condition assumed — mileage is the biggest lever after configuration.
Trim-level pricing isn't reliable enough for this model yet — mileage and configuration explain most of the spread above.
Price history
Median asking price by month · shaded band is the typical range (25th–75th percentile)
The median listing price for a 2020 Kia Optima is $13,750 (July 2026) — down 8.3% from $14,995 in August 2025.
Monthly price table
| Month | Median price | Typical range | Vehicles listed |
|---|---|---|---|
| July 2026 | $13,750 | $11K–$16K | 619 |
| June 2026 | $13,495 | $11K–$16K | 814 |
| May 2026 | $13,561 | $11K–$16K | 793 |
| April 2026 | $13,900 | $12K–$16K | 694 |
| March 2026 | $13,790 | $12K–$16K | 918 |
| February 2026 | $13,981 | $12K–$16K | 839 |
| January 2026 | $13,900 | $11K–$16K | 856 |
| December 2025 | $13,495 | $11K–$16K | 786 |
| November 2025 | $13,900 | $11K–$16K | 529 |
| October 2025 | $13,999 | $12K–$16K | 477 |
| September 2025 | $14,699 | $12K–$17K | 409 |
| August 2025 | $14,995 | $13K–$17K | 409 |
2020 Kia Optima prices by state
Listed this year counts every 2020 Kia Optima first listed in 2026 (sold and active), with currently active cars as a floor. Typical price is the median of each car's latest asking price — or the average of active listings where this-year data is thin.
Keep exploring Optima prices
2020 Kia Optima · $13,662 typical · 577 listingsOther Kia Optima years
Live 2020 Kia Optima listings, priced by VIN
Every VIN links to a full market report: decode, active listings and the local price band. Shop 2019–2021 Kia Optima listings on VehiSales →.
More 2020 Kia prices
Frequently asked questions
Why do 2020 Kia Optima prices range from $7,900 to $20,022?
The spread comes down to configuration and mileage: higher-mileage, base-configuration examples sit near the low end, while low-mileage and premium configurations reach the top. Half of all listings fall between $11,199 and $15,995 — see the mileage and trim breakdowns above for where a specific vehicle lands.
How much should mileage change the price of a 2020 Kia Optima?
Expect roughly $400 less for every 10,000 miles on the odometer. A 60K-mile example should cost about $1,200 less than a 30K-mile one of the same trim — check the fair-price-by-mileage table above for your band.
How many 2020 Kia Optima are for sale right now?
577 in total, nearly all pre-owned. Counts refresh daily from live dealer inventory.
How we calculate these prices
We track 577 active listings for this vehicle across dealer sites nationwide, updated every day. Average and median are computed from real asking prices on live listings. We exclude the top and bottom 2% of prices to remove data errors, salvage titles, and monthly-payment figures posted as if they were sale prices. Prices reflect dealer asking prices — not final sale prices — and exclude taxes, fees, and incentives. Trim and mileage move the price more than any other factor; see the breakdowns above.
Want the original factory equipment and MSRP behind a specific car? See the factory window sticker for this Optima →
Shopping for this car?
Check individual VINs before you buy — decode the exact trim and mileage, see every active listing, and how each price compares to the local market.