Based on 11 active Optima listings

2020 Kia Optima prices in South Carolina

median asking price
$13,995 ↑ $1,584 · 30d

The median asking price for a 2020 Kia Optima in South Carolina is $13,995 based on 11 active listings.

As of September 5, 2026, the median asking price for a 2020 Kia Optima in South Carolina is $13,995, based on 11 active dealer listings tracked by VinAssessment.

◷ Updated September 5, 2026 ▤ 11 active dealer listings, refreshed daily ⛭ Generation: 2015–2020

2020 Kia Optima — a typically priced live listing
2020 · live listing photo

Typical: $8,748–$15,028 — the middle half of 11 asking prices

Median $13,995
$7,160 low $19K high

Why the wide range? Price depends mostly on configuration and mileage — see below. This spread covers the middle 96% of asking prices: we exclude the cheapest and priciest 2% (payment-priced ads, typos, salvage) so outliers don't distort it.

What moves the price on a 2020 Kia Optima

The $8,748–$15,028 typical range isn't randomness — one factor explains most of it:

Mileage
up to $7,498

Asking prices run about $17,995 at 15K–30K miles and fall to $10,497 over 105K miles — roughly $800 for every 10,000 miles.

Find your mileage and trim in the configurator below.

Price this Optima

Configure the exact car

Mileage
116,301 mi
Estimated fair asking price
$12,995
at typical mileage, nationwide
Fair range
$8,748$15,028
Matching listings
11 in the U.S.

Modelled from 11 real asking prices, adjusted for mileage and location. Not a formal appraisal.

What would a 2020 Kia Optima cost per month?

Estimate the monthly payment on a $12,995 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$232
per month
60 months · 7.0% APR · $1,300 down
Amount financed
$11,695
Total interest
$2,225

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

2020 Kia Optima: a fair price for your mileage

A 2020 Kia Optima sheds roughly $800 for every 10,000 miles. Find your mileage below.

Live asking prices — September 5, 2026 · 11 active listings

$10K $15K $20K 30K mi 60K mi 90K mi All listings
Mileage Based on Fair price Typical range
15K–30K miles 13 listings $17,995 $17K–$19K
30K–45K miles 32 listings $17,998 $16K–$20K
45K–60K miles 50 listings $16,570 $15K–$18K
60K–75K miles 72 listings $15,745 $14K–$17K
75K–90K miles 116 listings $14,032 $13K–$16K
90K–105K miles 143 listings $12,673 $11K–$15K
Over 105K miles 224 listings $10,497 $8,999–$12K

Same trim and condition assumed — mileage is the biggest lever after configuration. National data; South Carolina prices track it closely.

Trim-level pricing isn't reliable enough for this model yet — mileage and configuration explain most of the spread above.

Live 2020 Kia Optima listings, priced by VIN

Delta vs typical Median $13,995

Every VIN links to a full market report: decode, active listings and the local price band. Shop 2019–2021 Kia Optima listings on VehiSales →.

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$13,995
Pre-owned median (11)
116,301
Average mileage
−$521
vs national average

Price history

Median asking price by month — national · shaded band is the typical range (25th–75th percentile)

The median listing price for a 2020 Kia Optima is $13,888 (September 2026) — down 4.4% from $14,524 in September 2025.

$12K $14K $16K Sep ’25 Dec ’25 Mar ’26 Jun ’26 Sep ’26
Monthly price table
Month Median price Typical range Vehicles listed
September 2026 $13,888 $11K–$16K 248
August 2026 $13,496 $11K–$16K 764
July 2026 $13,750 $11K–$16K 809
June 2026 $13,420 $11K–$16K 840
May 2026 $13,500 $11K–$16K 803
April 2026 $13,865 $12K–$16K 700
March 2026 $13,767 $12K–$16K 921
February 2026 $13,980 $12K–$16K 840
January 2026 $13,899 $11K–$16K 857
December 2025 $13,494 $11K–$16K 787
November 2025 $13,900 $11K–$16K 531
October 2025 $13,998 $12K–$16K 478
September 2025 $14,524 $12K–$17K 363

2020 Kia Optima inventory across the U.S.

Alabama — 12 active listings Arkansas — 8 active listings Arizona — 27 active listings California — 68 active listings Colorado — 7 active listings Connecticut — 11 active listings Delaware — 3 active listings Florida — 63 active listings Georgia — 30 active listings Iowa — 5 active listings Idaho — 3 active listings Illinois — 22 active listings Indiana — 29 active listings Kansas — 6 active listings Kentucky — 26 active listings Louisiana — 12 active listings Massachusetts — 6 active listings Maryland — 10 active listings Michigan — 13 active listings Minnesota — 1 active listings Missouri — 10 active listings Mississippi — 5 active listings North Carolina — 33 active listings Nebraska — 5 active listings New Hampshire — 3 active listings New Jersey — 10 active listings New Mexico — 33 listed this year, none active right now Nevada — 4 active listings New York — 15 active listings Ohio — 24 active listings Oklahoma — 14 active listings Oregon — 4 active listings Pennsylvania — 17 active listings Rhode Island — 2 active listings South Carolina — 11 active listings South Dakota — 1 active listings Tennessee — 15 active listings Texas — 54 active listings Utah — 11 active listings Virginia — 20 active listings Washington — 17 active listings Wisconsin — 8 active listings West Virginia — 4 active listings 27Arizona — 27 active listings 68California — 68 active listings 63Florida — 63 active listings 30Georgia — 30 active listings 29Indiana — 29 active listings 26Kentucky — 26 active listings 33North Carolina — 33 active listings 54Texas — 54 active listings
South Carolina is highlighted; numbers = active listings in the busiest states

Factory configurations of the 2020 Kia Optima

15 factory configurations left the plant as a 2020 Kia Optima — the most common are below, each decoded into its own build sheet from the VIN pattern.

All 15 factory configurations of the 2020 Kia Optima →

Keep exploring Optima prices

2020 Kia Optima · $13,995 typical · 11 listings
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Frequently asked questions

Why do 2020 Kia Optima prices range from $7,160 to $18,736 in South Carolina?

The spread comes down to configuration and mileage: higher-mileage, base-configuration examples sit near the low end, while low-mileage and premium configurations reach the top. Half of all listings fall between $8,748 and $15,028 — see the mileage and trim breakdowns above for where a specific vehicle lands.

How much should mileage change the price of a 2020 Kia Optima?

Expect roughly $800 less for every 10,000 miles on the odometer. A 60K-mile example should cost about $2,400 less than a 30K-mile one of the same trim — check the fair-price-by-mileage table above for your band.

Do Kia Optima prices in South Carolina differ from the rest of the country?

Yes. The average in South Carolina is $12,764, which is $521 below the national average of $13,285. Local supply, demand and transport costs all play a part.

How many 2020 Kia Optima are for sale in South Carolina right now?

11 in total, nearly all pre-owned. Counts refresh daily from live dealer inventory.

How we calculate these prices

We track 11 active listings for this vehicle across dealer sites nationwide, updated every day. Average and median are computed from real asking prices on live listings. We exclude the top and bottom 2% of prices to reduce the influence of extreme values. This does not verify title status or guarantee that every erroneous listing is excluded. Prices reflect dealer asking prices — not final sale prices — and exclude taxes, fees, and incentives. Trim and mileage move the price more than any other factor; see the breakdowns above.

Want the original factory equipment and MSRP behind a specific car? See the factory window sticker for this Optima →

Shopping for this car?

Check individual VINs before you buy — decode the exact trim and mileage, see every active listing, and how each price compares to the local market.