2020 Kia Optima

VIN  5XXGT4L37LG401521

This 2020 Kia Optima is listed at $12,990 with 117,066 miles in Cedar City, UT.

ABOVE TYPICAL $483 above typical price Asking $12,990 · typical market price $12,507 · based on 405 comparable same-build listings.
VehiLeaks · Vehicle History Report
The full history of this 2020 Kia Optima
VIN 5XXGT4L37LG401521 · one-time $6, no subscription
  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
Sedan 2.4L V4 FWD Gasoline
2020 Kia Optima
$6 one-time
Get the full report → Instant access after checkout

Market Price Range

Below market
$8,995
Typical price
$12,507
Above market
$16,998
Based on 405 comparable same-build listings.
This vehicle: $12,990 — $483 above the typical market price ($12,507)
Market data as of August 16, 2026

Vehicle Decode

Body
Sedan/Saloon
Engine
2.4L · V4 · Gasoline
HP
185
Drive
FWD/Front-Wheel Drive
Trans
Automatic
Doors
4
Made by
KIA GEORGIA, INC

Safety

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Price history for this VIN

Mar 26, 2026 · $12,990 Jul 24, 2026 · $12,990

Asking prices recorded across 4 listing dates for VIN 5XXGT4L37LG401521, spanning 4 months.

Safety & ownership

NHTSA crash-test ratings

Overall
★★★★★ 5/5
Frontal crash
★★★★★ 5/5
Side crash
★★★★★ 5/5
Rollover
★★★★★ 5/5

Tested configuration: 2020 Kia Optima 4 DR FWD

EPA fuel economy (MPG)

City
27
Highway
37
Combined
31
Est. fuel cost: $1,500/year
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Active listings

Full listing history on VehiSales →
Dealer Location Price Mileage Listed
Cedar City Motor Company Cedar City, UT 84721 $12,990 117,066 mi 2026-07-24

Former listings

Dealer Location Price Mileage Listed
Cedar City Lincoln Cedar City, UT 84720 $13,389 115,915 mi 2026-04-24
Cedar City Motor Company Cedar City, UT 84731 $13,897 115,915 mi 2026-03-26

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $12,990 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$231
per month
60 months · 7.0% APR · $1,299 down
Amount financed
$11,691
Total interest
$2,169

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

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