2020 Kia Optima

VIN  5XXGT4L3XLG400394

This 2020 Kia Optima is listed at $8,999 with 79,825 miles in Miami, FL.

GOOD DEAL $3,559 below typical price Asking $8,999 · typical market price $12,558 · based on 405 comparable same-build listings.
VehiLeaks · Vehicle History Report
The full history of this 2020 Kia Optima
VIN 5XXGT4L3XLG400394 · one-time $6, no subscription
  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
Sedan 2.4L V4 FWD Gasoline
2020 Kia Optima
$6 one-time
Get the full report → Instant access after checkout

Market Price Range

Below market
$8,995
Typical price
$12,558
Above market
$16,998
Based on 405 comparable same-build listings.
This vehicle: $8,999 — $3,559 below the typical market price ($12,558)
Market data as of August 16, 2026

Vehicle Decode

Body
Sedan/Saloon
Engine
2.4L · V4 · Gasoline
HP
185
Drive
FWD/Front-Wheel Drive
Trans
Automatic
Doors
4
Made by
KIA GEORGIA, INC

Safety

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Price history for this VIN

Asking price over time

Aug 19, 2022 · $20,999 Jul 10, 2026 · $8,999

Asking prices recorded across 3 listing dates for VIN 5XXGT4L3XLG400394, spanning 3 years 11 months.

Safety & ownership

NHTSA crash-test ratings

Overall
★★★★★ 5/5
Frontal crash
★★★★★ 5/5
Side crash
★★★★★ 5/5
Rollover
★★★★★ 5/5

Tested configuration: 2020 Kia Optima 4 DR FWD

EPA fuel economy (MPG)

City
27
Highway
37
Combined
31
Est. fuel cost: $1,500/year
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Active listings

Full listing history on VehiSales →
Dealer Location Price Mileage Listed
CITY MOTORS MIAMI LLC Miami, FL 33144 $8,999 79,825 mi 2026-07-10
City Motors Miami, FL 33144 $8,999 79,825 mi 2026-07-09

Former listings

Dealer Location Price Mileage Listed
City Motors Miami, FL 33144 $9,994 79,825 mi 2026-07-09
City Motor Miami Miami, FL 33144 $8,999 79,825 mi 2026-07-09
DiFeo Kia Lakewood, NJ 08701 $20,999 12,612 mi 2022-08-19

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $8,999 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$160
per month
60 months · 7.0% APR · $900 down
Amount financed
$8,099
Total interest
$1,501

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

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VehiSales · Cars for Sale
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