2020 Kia Optima

VIN  5XXGT4L39LG400743

This 2020 Kia Optima is listed at $17,495 with 36,061 miles in Bellevue, WA.

ABOVE MARKET $4,991 above typical price Asking $17,495 · typical market price $12,504 · based on 392 comparable same-build listings.
VehiLeaks · Vehicle History Report
The full history of this 2020 Kia Optima
VIN 5XXGT4L39LG400743 · one-time $6, no subscription
  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
Sedan 2.4L V4 FWD Gasoline
2020 Kia Optima
$6 one-time
Get the full report → Instant access after checkout

Market Price Range

Below market
$8,991
Typical price
$12,504
Above market
$16,998
Based on 392 comparable same-build listings.
This vehicle: $17,495 — above the market range (typical price $12,504)
Market data as of August 17, 2026

Vehicle Decode

Body
Sedan/Saloon
Engine
2.4L · V4 · Gasoline
HP
185
Drive
FWD/Front-Wheel Drive
Trans
Automatic
Doors
4
Made by
KIA GEORGIA, INC

Safety

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Price history for this VIN

Jun 9, 2026 · $17,495 Jun 11, 2026 · $17,495

Asking prices recorded across 3 listing dates for VIN 5XXGT4L39LG400743, spanning 2 days.

Safety & ownership

NHTSA crash-test ratings

Overall
★★★★★ 5/5
Frontal crash
★★★★★ 5/5
Side crash
★★★★★ 5/5
Rollover
★★★★★ 5/5

Tested configuration: 2020 Kia Optima 4 DR FWD

EPA fuel economy (MPG)

City
27
Highway
37
Combined
31
Est. fuel cost: $1,500/year
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Active listings

Full listing history on VehiSales →
Dealer Location Price Mileage Listed
Auto Connections of Bellevue Bellevue, WA 98005 $17,495 36,061 mi 2026-06-11

Former listings

Dealer Location Price Mileage Listed
Auto Connections of Bellevue Bellevue, WA 98005 $17,495 36,061 mi 2026-06-09

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $17,495 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$312
per month
60 months · 7.0% APR · $1,750 down
Amount financed
$15,745
Total interest
$2,975

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

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