2020 Kia Optima

VIN 5XXGT4L39LG445973

This 2020 Kia Optima is listed at $13,998 with 106,211 miles in Gastonia, NC.

ABOVE TYPICAL $1,599 above typical price Asking $13,998 · typical market price $12,399 · based on 399 comparable same-build listings.

VehiLeaks · Vehicle History Report

The full history of this 2020 Kia Optima

VIN 5XXGT4L39LG445973 · one-time $6, no subscription

Reported accidents & damage
Title brands — salvage, flood, lemon
Odometer readings over time
Every past listing: price, dealer, photos

Sedan 2.4L V4 FWD Gasoline

$6 one-time

Get the full report → Instant access after checkout

Market Price Range

Below market

$8,995

Typical price

$12,399

Above market

$16,998

Based on 399 comparable same-build listings.

This vehicle: $13,998 — $1,599 above the typical market price ($12,399)

Market data as of August 16, 2026

See all 2020 Kia Optima prices — typical $12,399 →

Vehicle Decode

Body: Sedan/Saloon
Engine: 2.4L · V4 · Gasoline
HP: 185
Drive: FWD/Front-Wheel Drive
Trans: Automatic
Doors: 4
Made by: KIA GEORGIA, INC

Safety

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Price history for this VIN

Aug 1, 2026 · $13,998 Aug 12, 2026 · $13,998

Asking prices recorded across 3 listing dates for VIN 5XXGT4L39LG445973, spanning 11 days.

Safety & ownership

NHTSA crash-test ratings

Overall: ★★★★★ 5/5
Frontal crash: ★★★★★ 5/5
Side crash: ★★★★★ 5/5
Rollover: ★★★★★ 5/5

Tested configuration: 2020 Kia Optima 4 DR FWD

EPA fuel economy (MPG)

City

Highway

Combined

Est. fuel cost: $1,500/year

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Active listings

Full listing history on VehiSales →

Dealer	Location	Price	Mileage	Listed
CarMax Gastonia	Gastonia, NC 28054	$13,998	106,211 mi	2026-08-01

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $13,998 vehicle. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$249

per month

60 months · 7.0% APR · $1,400 down

Amount financed

$12,598

Total interest

$2,342

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

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