This vehicle is no longer listed, so the estimate starts from $29,543 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$526

per month

60 months · 7.0% APR · $2,954 down

Amount financed

$26,589

Total interest

$4,971

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTMLWRFV7PD186495

Trim

Engine

2.5L · V4

Horsepower

176

Drivetrain

4WD/4-Wheel Drive/4x4

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2023

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,550 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 30 MPG combined.

5-year cost to own

Beyond the sticker: what this 2023 Toyota RAV4 likely costs over five years at 15,000 mi/yr.

Depreciation $11,191

Fuel $7,750

Insurance $8,395

Maintenance & repairs $1,700

Total, 5 years $29,036

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2023 Toyota RAV4 has 3 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 30 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2023 Toyota RAV4 SUV AWD

3 recall campaigns on this model year

Check accident & title history →

TIRES

Gulf States Toyota, Inc. (GST) is recalling certain 2023 Toyota RAV4 vehicles equipped with 17" black alloy accessory wheels.

NHTSA campaign 23V485000
ELECTRICAL SYSTEM

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2023-2024 Toyota Venza, 2023-2025 RAV4 Prime, RAV4, Highlander, GR Corolla, Crown, 2024-2025 Lexus TX, LS,…

NHTSA campaign 25V595000
BACK OVER PREVENTION

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2022-2026 Toyota, Lexus, and Subaru Solterra vehicles equipped with a Panoramic View Monitor (PVM) system.

NHTSA campaign 25V744000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2023 Toyota RAV4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2023 Toyota RAV4 over the last 6 months — the market firmed $1,899 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$30,887
May 2026	$31,354
June 2026	$31,831
July 2026	$31,999
August 2026	$31,998
September 2026	$32,786

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2023 Toyota RAV4 LE (this car)	$29,543	13	—
2021 Honda CR-V	$30,048	55	+$505
2025 Mazda CX-5	$28,826	46	−$717
2024 Honda HR-V	$27,242	40	−$2,301
2023 Jeep Grand Cherokee	$29,736	32	+$193
2023 Nissan Rogue	$22,788	31	−$6,755

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 4 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	12,669	$41,466	100%	—
2025	7,181	$34,228	83%	26,773 mi
2024	4,893	$32,889	79%	40,451 mi
2023	3,208	$31,988	77%	47,307 mi
2022	2,799	$29,378	71%	63,657 mi
2021	2,847	$26,771	65%	75,132 mi
2020	1,650	$24,999	60%	85,463 mi
2019	1,982	$23,509	57%	88,633 mi