This vehicle is no longer listed, so the estimate starts from $21,875 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$390

per month

60 months · 7.0% APR · $2,188 down

Amount financed

$19,687

Total interest

$3,713

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 2T3H1RFV1LC073628

Trim

Engine

2.5L · V4

Horsepower

203

Drivetrain

4x2

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2020

Made by

TOYOTA MOTOR MANUFACTURING CANADA

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,550 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 30 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Toyota RAV4 likely costs over five years at 15,000 mi/yr.

Depreciation $7,143

Fuel $7,750

Insurance $8,000

Maintenance & repairs $3,188

Total, 5 years $26,081

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Toyota RAV4 has 6 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 30 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Toyota RAV4 SUV FWD

6 recall campaigns on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2018-2019 4Runner, 2019-2020 Avalon, 2019 Corolla Hatchback, 2017-2019 Highlander, 2018-2020 Camry, 2020…

NHTSA campaign 20V682000
AIR BAGS

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Toyota Avalon and 2020 Avalon Hybrid, RAV4, and RAV4 Hybrid vehicles.

NHTSA campaign 20V734000
ENGINE AND ENGINE COOLING

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020 Toyota Avalon Hybrid, Camry, Camry Hybrid and Lexus ES300h and 2019-2020 RAV4 and RAV4 Hybrid vehicles…

NHTSA campaign 20V064000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Toyota RAV4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Toyota RAV4 over the last 6 months — the market firmed $1,003 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$23,995
April 2026	$24,591
May 2026	$24,720
June 2026	$24,998
July 2026	$24,998
August 2026	$24,998

Market by model year

Gen 4 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	13,049	$41,552	100%	—
2025	6,687	$34,200	82%	27,511 mi
2024	4,794	$32,967	79%	40,420 mi
2023	3,077	$31,998	77%	46,831 mi
2022	2,695	$29,445	71%	63,391 mi
2021	2,463	$26,792	64%	74,655 mi
2020	1,564	$25,112	60%	85,328 mi
2019	1,724	$23,698	57%	87,298 mi