2020 Kia Optima

VIN  5XXGT4L38LG403326

This 2020 Kia Optima is listed at $9,995 with 95,710 miles in Roanoke, VA.

GOOD DEAL $2,505 below typical price Asking $9,995 · typical market price $12,500 · based on 399 comparable same-build listings.
VehiLeaks · Vehicle History Report
The full history of this 2020 Kia Optima
VIN 5XXGT4L38LG403326 · one-time $6, no subscription
  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
Sedan 2.4L V4 FWD Gasoline
2020 Kia Optima
$6 one-time
Get the full report → Instant access after checkout

Market Price Range

Below market
$8,995
Typical price
$12,500
Above market
$16,998
Based on 399 comparable same-build listings.
This vehicle: $9,995 — $2,505 below the typical market price ($12,500)
Market data as of August 16, 2026

Vehicle Decode

Body
Sedan/Saloon
Engine
2.4L · V4 · Gasoline
HP
185
Drive
FWD/Front-Wheel Drive
Trans
Automatic
Doors
4
Made by
KIA GEORGIA, INC

Safety

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Price history for this VIN

Asking price over time

Sep 30, 2021 · $22,950 Aug 12, 2026 · $9,995

Asking prices recorded across 6 listing dates for VIN 5XXGT4L38LG403326, spanning 4 years 10 months.

Safety & ownership

NHTSA crash-test ratings

Overall
★★★★★ 5/5
Frontal crash
★★★★★ 5/5
Side crash
★★★★★ 5/5
Rollover
★★★★★ 5/5

Tested configuration: 2020 Kia Optima 4 DR FWD

EPA fuel economy (MPG)

City
27
Highway
37
Combined
31
Est. fuel cost: $1,500/year
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Active listings

Full listing history on VehiSales →
Dealer Location Price Mileage Listed
Legacy Motors Roanoke, VA 24012 $9,995 95,710 mi 2026-08-09
Legacy Motors LLC Roanoke, VA 24012 $9,995 95,710 mi 2026-08-09

Former listings

Dealer Location Price Mileage Listed
Local Motors Roanoke, VA 24022 $10,500 95,710 mi 2026-07-11
Easterns Automotive Group of Temple Hills Temple Hills, MD 20748 $22,950 49,257 mi 2021-09-30

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $9,995 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$178
per month
60 months · 7.0% APR · $1,000 down
Amount financed
$8,995
Total interest
$1,685

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

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