2020 Kia Optima
5XXGT4L38LG425746
FAIR PRICE
· within $250 of the typical market price
Katy, TX
This 2020 Kia Optima is listed at $12,250 with 98,708 miles in Katy, TX.
Market price range
Based on 386 comparable same-build listings · Market data as of August 26, 2026This vehicle: $12,250 — within $250 of the typical market price ($12,500)
Asking $12,250 · typical market price $12,500 · based on 386 comparable same-build listings.
Price history for this VIN
Asking price over time
Asking prices recorded across 6 listing dates for VIN 5XXGT4L38LG425746, spanning 4 years 9 months.
Active listings
Full listing history on VehiSales →| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| AutoNation Chrysler Dodge Jeep Ram Katy | Katy, TX 77450 | $12,250 | 98,708 mi | 2026-08-24 |
| AutoNation USA Katy | Houston, TX 77094 | $12,025 | 98,708 mi | 2026-07-26 |
Former listings
| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| Land Rover West Houston | Katy, TX 77450 | $13,831 | 98,708 mi | 2026-08-11 |
| AutoNation USA Katy | Houston, TX 77094 | $13,606 | 98,708 mi | 2026-07-25 |
| AutoSavvy Fort Worth | Fort Worth, TX 76137 | $10,500 | 93,504 mi | 2025-11-01 |
| Mercedes-Benz of McKinney | McKinney, TX 75070 | $20,499 | 45,060 mi | 2021-12-05 |
What would this 2020 Kia Optima cost per month?
Estimate the monthly payment on a $12,250 vehicle. Move the numbers to match your own loan.
Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.
Decoded from the VIN
NHTSA build data for 5XXGT4L38LG425746- ✓ Backup camera
- ✓ Blind-spot monitor
- ✓ Lane departure
- ✓ ABS
- ✓ Electronic stability
Fuel economy (EPA)
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.
5-year cost to own
Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.
Estimate — insurance and taxes vary by driver and state.
Safety & recalls
NHTSA crash tests & recall campaigns for this model yearTested configuration: 2020 Kia Optima 4 DR FWD
Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.
Where the price is heading
Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $270 in that span.
Monthly price table
| Month | Typical price |
|---|---|
| March 2026 | $13,767 |
| April 2026 | $13,880 |
| May 2026 | $13,553 |
| June 2026 | $13,425 |
| July 2026 | $13,699 |
| August 2026 | $13,497 |
How it compares to rivals
Median asking price for comparable body styles listed near this car| Model | Median price | For sale nearby | vs this car |
|---|---|---|---|
| 2020 Kia Optima (this car) | $12,250 | 386 | — |
| 2022 Honda Accord | $20,998 | 47 | +$8,748 |
| 2022 Toyota Camry | $19,891 | 45 | +$7,641 |
| 2020 Hyundai Elantra | $16,604 | 42 | +$4,354 |
| 2022 Dodge Charger | $22,491 | 41 | +$10,241 |
| 2022 Chevrolet Malibu | $14,906 | 36 | +$2,656 |
Cheapest active listings of each comparable body style in this region — median of what those models actually ask.
Market by model year
Gen 1 · 2015–2020What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.
| Year | Units for sale | Median price | vs newest | Avg mileage |
|---|---|---|---|---|
| 2020 | 460 | $12,938 | 100% | 91,797 mi |
| 2019 | 677 | $12,024 | 93% | 94,489 mi |
| 2018 | 441 | $11,000 | 85% | 100,999 mi |
| 2017 | 235 | $9,596 | 74% | 106,010 mi |
| 2016 | 564 | $8,999 | 70% | 108,077 mi |
| 2015 | 434 | $8,447 | 65% | 114,289 mi |
Units for sale — listings of each model year in the latest nightly market snapshot.
Watch the price on this model
Prices move every week. We'll email you when the typical asking price for a 2020 Kia Optima moves 3% or more — no account, one-click unsubscribe.
We only email you about this vehicle's price. Unsubscribe from any message.
