2020 Kia Optima

VIN 5XXGT4L35LG396996 GREAT DEAL · $4,600 below typical price Orlando, FL
Listed at
$7,900
typical market $12,500 · 394 comps

This 2020 Kia Optima is listed at $7,900 with 162,696 miles in Orlando, FL.

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Full history for VIN 5XXGT4L35LG396996 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 394 comparable same-build listings · Market data as of August 25, 2026
This vehicle · $7,900
Below market
$8,995
Typical price
$12,500
Above market
$16,993

This vehicle: $7,900 — below the market range (typical price $12,500)

Asking $7,900 · typical market price $12,500 · based on 394 comparable same-build listings.

See all 2020 Kia Optima prices — typical $12,500 →

Price history for this VIN

Price increased $2,000 (+33.9%) over 4 days.

Aug 21, 2026 · $5,900 Aug 25, 2026 · $7,900

Asking prices recorded across 2 listing dates for VIN 5XXGT4L35LG396996, spanning 4 days.

Dealer Location Price Mileage Listed
Sell Your Auto Fast Orlando, FL 32839 $7,900 162,696 mi 2026-08-25

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $7,900 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$141
per month
60 months · 7.0% APR · $790 down
Amount financed
$7,110
Total interest
$1,350

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGT4L35LG396996
Engine
2.4L · V4
Horsepower
185
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
Made by
KIA GEORGIA, INC
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
31
MPG
City
27
MPG
Highway
37
MPG
$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.

Depreciation $2,580
Fuel $7,500
Insurance $10,500
Maintenance & repairs $3,375
Total, 5 years $23,955

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year
Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★★
5 of 5 · NHTSA

Tested configuration: 2020 Kia Optima 4 DR FWD

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $269 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $13,767
April 2026 $13,880
May 2026 $13,553
June 2026 $13,427
July 2026 $13,721
August 2026 $13,498

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Kia Optima (this car) $7,900 394
2021 Toyota Camry $18,666 50 +$10,766
2022 Tesla Model 3 $21,523 48 +$13,623
2020 Toyota Corolla $15,990 46 +$8,090
2020 Hyundai Elantra $14,022 36 +$6,122
2018 Honda Accord $18,989 34 +$11,089

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 472 $12,915 100% 91,808 mi
2019 681 $12,197 94% 94,077 mi
2018 419 $11,000 85% 99,949 mi
2017 233 $9,990 77% 106,326 mi
2016 575 $8,999 70% 108,230 mi
2015 400 $8,499 66% 114,742 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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