2020 Kia Optima
5XXGT4L37LG442716
GOOD DEAL
· $1,500 below typical price
Waterloo, NY
This 2020 Kia Optima is listed at $10,995 with 116,760 miles in Waterloo, NY.
Market price range
Based on 379 comparable same-build listings · Market data as of August 25, 2026This vehicle: $10,995 — $1,500 below the typical market price ($12,495)
Asking $10,995 · typical market price $12,495 · based on 379 comparable same-build listings.
Price history for this VIN
Price increased $175 (+1.6%) over 3 months.
Asking prices recorded across 4 listing dates for VIN 5XXGT4L37LG442716, spanning 3 months.
Active listings
Full listing history on VehiSales →| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| Best Buy Auto Sales | Waterloo, NY 13165 | $10,995 | 116,760 mi | 2026-05-09 |
| Best Buy Auto Sales | Syracuse, NY 13212 | $10,995 | 116,760 mi | 2026-05-08 |
| BEST BUY AUTO SALES | North Syracuse, NY 13212 | $10,995 | 116,760 mi | 2026-05-08 |
Former listings
| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| BEST BUY AUTO SALES | North Syracuse, NY 13301 | $10,995 | 116,760 mi | 2026-05-08 |
What would this 2020 Kia Optima cost per month?
Estimate the monthly payment on a $10,995 vehicle. Move the numbers to match your own loan.
Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.
Decoded from the VIN
NHTSA build data for 5XXGT4L37LG442716- ✓ Backup camera
- ✓ Blind-spot monitor
- ✓ Lane departure
- ✓ ABS
- ✓ Electronic stability
Fuel economy (EPA)
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.
5-year cost to own
Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.
Estimate — insurance and taxes vary by driver and state.
Safety & recalls
NHTSA crash tests & recall campaigns for this model yearTested configuration: 2020 Kia Optima 4 DR FWD
Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.
Where the price is heading
Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $267 in that span.
Monthly price table
| Month | Typical price |
|---|---|
| March 2026 | $13,767 |
| April 2026 | $13,880 |
| May 2026 | $13,553 |
| June 2026 | $13,427 |
| July 2026 | $13,708 |
| August 2026 | $13,500 |
How it compares to rivals
Median asking price for comparable body styles listed near this car| Model | Median price | For sale nearby | vs this car |
|---|---|---|---|
| 2020 Kia Optima (this car) | $10,995 | 379 | — |
| 2018 Volvo S60 | $22,052 | 5 | +$11,057 |
| 2019 Ford Fusion | $10,948 | 4 | −$47 |
| 2021 Kia Forte | $12,245 | 4 | +$1,250 |
| 2022 Hyundai Elantra | $15,992 | 4 | +$4,997 |
| 2018 Subaru Legacy | $17,497 | 4 | +$6,502 |
Cheapest active listings of each comparable body style in this region — median of what those models actually ask.
Market by model year
Gen 1 · 2015–2020What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.
| Year | Units for sale | Median price | vs newest | Avg mileage |
|---|---|---|---|---|
| 2020 | 461 | $12,988 | 100% | 91,807 mi |
| 2019 | 680 | $12,062 | 93% | 94,169 mi |
| 2018 | 430 | $10,995 | 85% | 100,453 mi |
| 2017 | 238 | $9,968 | 77% | 106,144 mi |
| 2016 | 572 | $8,999 | 69% | 108,130 mi |
| 2015 | 433 | $8,500 | 65% | 114,060 mi |
Units for sale — listings of each model year in the latest nightly market snapshot.
Watch the price on this model
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