2020 Kia Optima

VIN 5XXGT4L37LG440951 ABOVE TYPICAL · $3,108 above typical price Newport, NC
Listed at
$15,600
typical market $12,492 · 379 comps

This 2020 Kia Optima is listed at $15,600 with 58,739 miles in Newport, NC.

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Full history for VIN 5XXGT4L37LG440951 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 379 comparable same-build listings · Market data as of August 25, 2026
This vehicle · $15,600
Below market
$8,995
Typical price
$12,492
Above market
$16,956

This vehicle: $15,600 — $3,108 above the typical market price ($12,492)

Asking $15,600 · typical market price $12,492 · based on 379 comparable same-build listings.

See all 2020 Kia Optima prices — typical $12,492 →

Price history for this VIN

Jul 20, 2026 · $15,600 Jul 30, 2026 · $15,600

Asking prices recorded across 3 listing dates for VIN 5XXGT4L37LG440951, spanning 10 days.

Dealer Location Price Mileage Listed
Bogue Auto Sales Newport, NC 28570 $15,600 58,739 mi 2026-07-20

Former listings

Dealer Location Price Mileage Listed
Bogue Auto Sales Newport, NC 28594 $15,600 58,739 mi 2026-07-29

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $15,600 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$278
per month
60 months · 7.0% APR · $1,560 down
Amount financed
$14,040
Total interest
$2,640

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGT4L37LG440951
Engine
2.4L · V4
Horsepower
185
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
Made by
KIA GEORGIA, INC
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
31
MPG
City
27
MPG
Highway
37
MPG
$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.

Depreciation $5,094
Fuel $7,500
Insurance $5,100
Maintenance & repairs $3,375
Total, 5 years $21,069

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year
Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★★
5 of 5 · NHTSA

Tested configuration: 2020 Kia Optima 4 DR FWD

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $267 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $13,767
April 2026 $13,880
May 2026 $13,553
June 2026 $13,427
July 2026 $13,708
August 2026 $13,500

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Kia Optima (this car) $15,600 379
2022 Toyota Camry $24,024 14 +$8,424
2019 Honda Civic $17,786 12 +$2,186
2022 Toyota Corolla $19,889 11 +$4,289
2022 Honda Accord $23,777 11 +$8,177
2020 Nissan Sentra $13,792 10 −$1,808

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 461 $12,988 100% 91,807 mi
2019 680 $12,062 93% 94,169 mi
2018 430 $10,995 85% 100,453 mi
2017 238 $9,968 77% 106,144 mi
2016 572 $8,999 69% 108,130 mi
2015 433 $8,500 65% 114,060 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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