2020 Kia Optima

VIN 5XXGT4L35LG426191 Dallas, TX
Typical market price
$12,500
376 comparable listings
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Full history for VIN 5XXGT4L35LG426191 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 376 comparable same-build listings · Market data as of August 26, 2026
Below market
$8,995
Typical price
$12,500
Above market
$16,988

See all 2020 Kia Optima prices — typical $12,500 →

Price history for this VIN

Price increased $150 (+1.2%) over 32 days.

Jul 10, 2026 · $12,499 Aug 11, 2026 · $12,649

Asking prices recorded across 4 listing dates for VIN 5XXGT4L35LG426191, spanning 32 days.

Dealer Location Price Mileage Listed
Mars Dealership LLC Dallas, TX 75217 61,099 mi 2026-07-12
Mars Dealership Dallas, TX 75217 $12,499 61,099 mi 2026-07-11

Former listings

Dealer Location Price Mileage Listed
Mars Dealership Dallas, TX 75217 $12,861 61,099 mi 2026-07-11

Estimate the monthly payment at the typical market price ($12,500)

This vehicle is no longer listed, so the estimate starts from $12,500 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$223
per month
60 months · 7.0% APR · $1,250 down
Amount financed
$11,250
Total interest
$2,130

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGT4L35LG426191
Engine
2.4L · V4
Horsepower
185
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
Made by
KIA GEORGIA, INC
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
31
MPG
City
27
MPG
Highway
37
MPG
$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.

Depreciation $4,082
Fuel $7,500
Insurance $8,000
Maintenance & repairs $3,375
Total, 5 years $22,957

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year
Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★★
5 of 5 · NHTSA

Tested configuration: 2020 Kia Optima 4 DR FWD

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $270 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $13,767
April 2026 $13,880
May 2026 $13,553
June 2026 $13,425
July 2026 $13,699
August 2026 $13,497

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Kia Optima (this car) $12,500 376
2020 Honda Accord $17,074 28 +$4,574
2019 Dodge Charger $22,468 24 +$9,968
2022 Tesla Model 3 $23,149 23 +$10,649
2018 Toyota Camry $17,249 18 +$4,749
2020 Chevrolet Malibu $16,816 16 +$4,316

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 460 $12,938 100% 91,797 mi
2019 677 $12,024 93% 94,489 mi
2018 441 $11,000 85% 100,999 mi
2017 235 $9,596 74% 106,010 mi
2016 564 $8,999 70% 108,077 mi
2015 434 $8,447 65% 114,289 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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