2020 Kia Optima

VIN 5XXGT4L32LG392825 GOOD DEAL · $2,229 below typical price Layton, UT
Listed at
$10,271
typical market $12,500 · 386 comps

This 2020 Kia Optima is listed at $10,271 with 117,359 miles in Layton, UT.

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Full history for VIN 5XXGT4L32LG392825 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 386 comparable same-build listings · Market data as of August 26, 2026
This vehicle · $10,271
Below market
$8,995
Typical price
$12,500
Above market
$16,988

This vehicle: $10,271 — $2,229 below the typical market price ($12,500)

Asking $10,271 · typical market price $12,500 · based on 386 comparable same-build listings.

See all 2020 Kia Optima prices — typical $12,500 →

Price history for this VIN

Asking price over time

Jan 22, 2022 · $19,993 Jul 21, 2026 · $10,271

Asking prices recorded across 3 listing dates for VIN 5XXGT4L32LG392825, spanning 4 years 6 months.

Dealer Location Price Mileage Listed
Ed Kenley Ford Inc Layton, UT 84041 $10,271 117,359 mi 2026-07-21
Ed Kenley Ford Layton, UT 84041 $10,271 117,359 mi 2026-07-19

Former listings

Dealer Location Price Mileage Listed
Ed Kenley Ford Layton, UT 84041 $10,995 117,359 mi 2026-07-19
Hertz Car Sales Salt Lake City Salt Lake City, UT 84115 $19,993 55,215 mi 2022-01-22

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $10,271 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$183
per month
60 months · 7.0% APR · $1,027 down
Amount financed
$9,244
Total interest
$1,736

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGT4L32LG392825
Engine
2.4L · V4
Horsepower
185
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
Made by
KIA GEORGIA, INC
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
31
MPG
City
27
MPG
Highway
37
MPG
$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.

Depreciation $3,354
Fuel $7,500
Insurance $6,400
Maintenance & repairs $3,375
Total, 5 years $20,629

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year
Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★★
5 of 5 · NHTSA

Tested configuration: 2020 Kia Optima 4 DR FWD

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $270 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $13,767
April 2026 $13,880
May 2026 $13,553
June 2026 $13,425
July 2026 $13,699
August 2026 $13,497

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Kia Optima (this car) $10,271 386
2022 Tesla Model 3 $23,149 53 +$12,878
2019 Honda Civic $16,990 35 +$6,719
2022 Toyota Camry $20,496 34 +$10,225
2022 Honda Accord $21,348 30 +$11,077
2019 Volkswagen Jetta $13,377 25 +$3,106

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 460 $12,938 100% 91,797 mi
2019 677 $12,024 93% 94,489 mi
2018 441 $11,000 85% 100,999 mi
2017 235 $9,596 74% 106,010 mi
2016 564 $8,999 70% 108,077 mi
2015 434 $8,447 65% 114,289 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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