2020 Kia Optima EX
5XXGU4L1XLG450305
ABOVE TYPICAL
· $487 above typical price
Paris, KY
This 2020 Kia Optima EX is listed at $15,486 with 98,319 miles in Paris, KY.
Market price range
Based on 27 comparable same-build listings · Market data as of August 25, 2026This vehicle: $15,486 — $487 above the typical market price ($14,999)
Asking $15,486 · typical market price $14,999 · based on 27 comparable same-build listings.
Price history for this VIN
Price dropped $200 (−1.3%) over 45 days.
Asking prices recorded across 5 listing dates for VIN 5XXGU4L1XLG450305, spanning 45 days.
Active listing
Full listing history on VehiSales →| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| Dan Cummins Chevrolet Buick of Paris | Paris, KY 40361 | $15,486 | 98,319 mi | 2026-08-22 |
Former listings
| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| Dan Cummins Chevrolet Buick of Paris | Paris, KY 40361 | $15,486 | 98,319 mi | 2026-08-14 |
What would this 2020 Kia Optima EX cost per month?
Estimate the monthly payment on a $15,486 vehicle. Move the numbers to match your own loan.
Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.
Decoded from the VIN
NHTSA build data for 5XXGU4L1XLG450305- ✓ Backup camera
- ✓ Blind-spot monitor
- ✓ Lane departure
- ✓ ABS
- ✓ Electronic stability
Fuel economy (EPA)
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.
5-year cost to own
Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.
Estimate — insurance and taxes vary by driver and state.
Safety & recalls
NHTSA crash tests & recall campaigns for this model yearTested configuration: 2020 Kia Optima 4 DR FWD
Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.
Where the price is heading
Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $267 in that span.
Monthly price table
| Month | Typical price |
|---|---|
| March 2026 | $13,767 |
| April 2026 | $13,880 |
| May 2026 | $13,553 |
| June 2026 | $13,427 |
| July 2026 | $13,708 |
| August 2026 | $13,500 |
How it compares to rivals
Median asking price for comparable body styles listed near this car| Model | Median price | For sale nearby | vs this car |
|---|---|---|---|
| 2020 Kia Optima EX (this car) | $15,486 | 27 | — |
| 2021 Chevrolet Malibu | $13,986 | 15 | −$1,500 |
| 2021 Nissan Altima | $17,000 | 12 | +$1,514 |
| 2019 Nissan Sentra | $14,093 | 10 | −$1,393 |
| 2022 Honda Accord | $21,189 | 10 | +$5,703 |
| 2021 Toyota Camry | $22,486 | 10 | +$7,000 |
Cheapest active listings of each comparable body style in this region — median of what those models actually ask.
Market by model year
Gen 1 · 2015–2020What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.
| Year | Units for sale | Median price | vs newest | Avg mileage |
|---|---|---|---|---|
| 2020 | 461 | $12,988 | 100% | 91,807 mi |
| 2019 | 680 | $12,062 | 93% | 94,169 mi |
| 2018 | 430 | $10,995 | 85% | 100,453 mi |
| 2017 | 238 | $9,968 | 77% | 106,144 mi |
| 2016 | 572 | $8,999 | 69% | 108,130 mi |
| 2015 | 433 | $8,500 | 65% | 114,060 mi |
Units for sale — listings of each model year in the latest nightly market snapshot.
Watch the price on this model
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