2020 Kia Optima EX

VIN 5XXGU4L13LG406047
Typical market price
$15,243
28 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN 5XXGU4L13LG406047 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 28 comparable same-build listings · Market data as of August 25, 2026
Below market
$10,742
Typical price
$15,243
Above market
$19,211

See all 2020 Kia Optima prices — typical $15,243 →

Price history for this VIN

Price increased $699 (+3.3%) over 1 day.

Jul 22, 2026 · $21,110 Jul 23, 2026 · $21,809

Asking prices recorded across 2 listing dates for VIN 5XXGU4L13LG406047, spanning 1 day.

No active listings of this exact VIN right now.

Former listings

Dealer Location Price Mileage Listed
Lifetime Kia of Murphy Murphy, NC 28903 $21,809 35,165 mi 2026-07-23
Lifetime Kia Murphy, NC 28906 $21,110 35,165 mi 2026-07-22

Estimate the monthly payment at the typical market price ($15,243)

This vehicle is no longer listed, so the estimate starts from $15,243 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$272
per month
60 months · 7.0% APR · $1,524 down
Amount financed
$13,719
Total interest
$2,601

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGU4L13LG406047
Trim
EX
Engine
1.6L · V4
Horsepower
178
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
31
MPG
City
27
MPG
Highway
37
MPG
$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.

Depreciation $4,977
Fuel $7,500
Insurance $5,100
Maintenance & repairs $3,375
Total, 5 years $20,952

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year
Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★★
5 of 5 · NHTSA

Tested configuration: 2020 Kia Optima 4 DR FWD

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $267 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $13,767
April 2026 $13,880
May 2026 $13,553
June 2026 $13,427
July 2026 $13,708
August 2026 $13,500

Market by model year

Gen 1 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 461 $12,988 100% 91,807 mi
2019 680 $12,062 93% 94,169 mi
2018 430 $10,995 85% 100,453 mi
2017 238 $9,968 77% 106,144 mi
2016 572 $8,999 69% 108,130 mi
2015 433 $8,500 65% 114,060 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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