2020 Kia Optima EX

VIN 5XXGU4L12LG406007
Typical market price
$15,243
28 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN 5XXGU4L12LG406007 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 28 comparable same-build listings · Market data as of August 25, 2026
Below market
$10,742
Typical price
$15,243
Above market
$19,211

See all 2020 Kia Optima prices — typical $15,243 →

Price history for this VIN

Price increased $762 (+4.0%) over 19 days.

Jul 23, 2026 · $18,995 Aug 11, 2026 · $19,757

Asking prices recorded across 3 listing dates for VIN 5XXGU4L12LG406007, spanning 19 days.

No active listings of this exact VIN right now.

Former listings

Dealer Location Price Mileage Listed
Sayer Nissan Idaho Falls, ID 83402 $19,757 54,795 mi 2026-08-11
Ron Sayer Nissan Idaho Falls, ID 83402 $18,995 54,795 mi 2026-07-23

Estimate the monthly payment at the typical market price ($15,243)

This vehicle is no longer listed, so the estimate starts from $15,243 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$272
per month
60 months · 7.0% APR · $1,524 down
Amount financed
$13,719
Total interest
$2,601

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGU4L12LG406007
Trim
EX
Engine
1.6L · V4
Horsepower
178
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
31
MPG
City
27
MPG
Highway
37
MPG
$1,500 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Kia Optima likely costs over five years at 15,000 mi/yr.

Depreciation $4,977
Fuel $7,500
Insurance $4,700
Maintenance & repairs $3,375
Total, 5 years $20,552

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year
Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★★
5 of 5 · NHTSA

Tested configuration: 2020 Kia Optima 4 DR FWD

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Kia Optima over the last 6 months — the market softened $267 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $13,767
April 2026 $13,880
May 2026 $13,553
June 2026 $13,427
July 2026 $13,708
August 2026 $13,500

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Kia Optima EX (this car) $15,243 28
2020 Toyota Camry $19,289 5 +$4,046
2019 Chevrolet Malibu $15,335 4 +$92
2022 Honda Accord $23,745 4 +$8,502
2018 Ford Fusion $14,495 3 −$748
2019 Volkswagen Jetta $12,122 2 −$3,121

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 461 $12,988 100% 91,807 mi
2019 680 $12,062 93% 94,169 mi
2018 430 $10,995 85% 100,453 mi
2017 238 $9,968 77% 106,144 mi
2016 572 $8,999 69% 108,130 mi
2015 433 $8,500 65% 114,060 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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