This vehicle is no longer listed, so the estimate starts from $26,612 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$474

per month

60 months · 7.0% APR · $2,661 down

Amount financed

$23,951

Total interest

$4,489

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHDA1D29L5107229

Trim

300

Engine

2.0L · V4

Horsepower

241

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,940 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 24 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lexus IS likely costs over five years at 15,000 mi/yr.

Depreciation $8,690

Fuel $9,700

Insurance $8,000

Maintenance & repairs $4,312

Total, 5 years $30,702

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2020 Lexus IS from EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Lexus IS over the last 6 months — the market firmed $445 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$28,497
May 2026	$28,048
June 2026	$28,900
July 2026	$28,991
August 2026	$27,996
September 2026	$28,942

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Lexus IS 300 (this car)	$26,612	13	—
2018 Honda Accord	$19,610	24	−$7,002
2019 Honda Civic	$16,876	19	−$9,736
2022 Toyota Camry	$18,450	13	−$8,162
2021 Toyota Corolla	$16,638	10	−$9,974
2022 Tesla Model 3	$23,836	10	−$2,776

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	1,720	$53,797	100%	—
2025	444	$46,888	87%	10,841 mi
2024	452	$43,896	82%	24,369 mi
2023	524	$41,996	78%	33,341 mi
2022	242	$38,976	72%	50,323 mi
2021	252	$35,614	66%	58,274 mi
2020	128	$27,991	52%	71,396 mi