This vehicle is no longer listed, so the estimate starts from $26,222 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$467

per month

60 months · 7.0% APR · $2,622 down

Amount financed

$23,600

Total interest

$4,420

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHDA1D22L5104026

Trim

300

Engine

2.0L · V4

Horsepower

241

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,940 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 24 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lexus IS likely costs over five years at 15,000 mi/yr.

Depreciation $8,562

Fuel $9,700

Insurance $5,100

Maintenance & repairs $4,312

Total, 5 years $27,674

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2020 Lexus IS from EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Lexus IS over the last 6 months — the market softened $216 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$28,408
April 2026	$28,497
May 2026	$28,048
June 2026	$28,900
July 2026	$28,991
August 2026	$28,192

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Lexus IS 300 (this car)	$26,222	10	—
2021 Honda Accord	$19,696	41	−$6,526
2022 Honda Civic	$19,990	35	−$6,232
2020 Toyota Camry	$21,143	33	−$5,079
2020 Tesla Model 3	$22,999	23	−$3,223
2022 Toyota Corolla	$18,800	19	−$7,422

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	1,862	$53,988	100%	—
2025	462	$46,910	87%	10,699 mi
2024	427	$43,998	81%	24,198 mi
2023	495	$41,998	78%	32,893 mi
2022	256	$39,043	72%	49,995 mi
2021	224	$35,240	65%	57,312 mi
2020	116	$27,076	50%	71,862 mi