This vehicle is no longer listed, so the estimate starts from $29,985 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$534

per month

60 months · 7.0% APR · $2,999 down

Amount financed

$26,986

Total interest

$5,054

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHCA1D20M5116964

Trim

300

Engine

2.0L · V4

Horsepower

241

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Lexus IS likely costs over five years at 15,000 mi/yr.

Depreciation $10,550

Fuel $9,300

Insurance $5,100

Maintenance & repairs $4,312

Total, 5 years $29,262

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2021 Lexus IS from EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Lexus IS over the last 6 months — the market firmed $222 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$35,563
May 2026	$35,694
June 2026	$35,995
July 2026	$35,991
August 2026	$35,998
September 2026	$35,785

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Lexus IS 300 (this car)	$29,985	21	—
2023 Honda Accord	$23,898	36	−$6,087
2019 Dodge Charger	$13,999	33	−$15,986
2023 Toyota Camry	$24,498	30	−$5,487
2022 Toyota Corolla	$18,694	26	−$11,291
2019 Nissan Altima	$12,950	19	−$17,035

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	1,705	$54,208	100%	—
2025	473	$46,898	87%	10,828 mi
2024	458	$43,974	81%	24,244 mi
2023	542	$41,998	77%	33,168 mi
2022	247	$38,974	72%	50,377 mi
2021	258	$35,536	66%	58,617 mi
2020	128	$27,979	52%	71,614 mi