This vehicle is no longer listed, so the estimate starts from $28,624 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$510

per month

60 months · 7.0% APR · $2,862 down

Amount financed

$25,762

Total interest

$4,838

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHAA1D23M5110034

Trim

300 Sedan

Engine

2.0L · V4

Horsepower

241

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Lexus IS likely costs over five years at 15,000 mi/yr.

Depreciation $10,071

Fuel $9,300

Insurance $8,000

Maintenance & repairs $4,312

Total, 5 years $31,683

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2021 Lexus IS from EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Lexus IS over the last 6 months — the market firmed $547 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$35,563
May 2026	$35,694
June 2026	$35,995
July 2026	$35,991
August 2026	$35,998
September 2026	$36,110

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Lexus IS 300 Sedan (this car)	$28,624	24	—
2020 Toyota Camry	$21,995	51	−$6,629
2019 Honda Accord	$22,615	44	−$6,009
2023 Chevrolet Malibu	$16,932	32	−$11,692
2023 Nissan Altima	$17,999	31	−$10,625
2022 Honda Civic	$22,900	29	−$5,724

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	1,720	$53,797	100%	—
2025	444	$46,888	87%	10,841 mi
2024	452	$43,896	82%	24,369 mi
2023	524	$41,996	78%	33,341 mi
2022	242	$38,976	72%	50,323 mi
2021	252	$35,614	66%	58,274 mi
2020	128	$27,991	52%	71,396 mi