This vehicle is no longer listed, so the estimate starts from $27,207 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$485

per month

60 months · 7.0% APR · $2,721 down

Amount financed

$24,486

Total interest

$4,614

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5TDHZRBHXLS507635

Trim

XLE

Engine

3.5L · V6

Horsepower

295

Drivetrain

4WD/4-Wheel Drive/4x4

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2020

Made by

TOYOTA MOTOR MANUFACTURING, INDIANA, INC.

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Toyota Highlander likely costs over five years at 15,000 mi/yr.

Depreciation $8,884

Fuel $10,100

Insurance $5,900

Maintenance & repairs $3,188

Total, 5 years $28,072

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Toyota Highlander has 4 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Toyota HIGHLANDER SUV AWD

4 recall campaigns on this model year

Check accident & title history →

AIR BAGS

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020 Highlander and Highlander hybrid vehicles.

NHTSA campaign 20V633000
FUEL SYSTEM, GASOLINE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020 Highlander vehicles equipped with a 3.5 L, V6 (2GR-FKS) gasoline engine.

NHTSA campaign 20V162000
STRUCTURE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2023 Highlander & Highlander Hybrid vehicles.

NHTSA campaign 23V720000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Toyota Highlander from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Toyota Highlander over the last 6 months — the market firmed $576 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$28,998
May 2026	$28,998
June 2026	$28,888
July 2026	$28,900
August 2026	$28,990
September 2026	$29,574

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Toyota Highlander XLE (this car)	$27,207	83	—
2021 Toyota RAV4	$26,000	24	−$1,207
2018 Honda CR-V	$21,998	19	−$5,209
2022 Jeep Wrangler	$29,793	13	+$2,586
2018 Hyundai Tucson	$17,049	11	−$10,158
2021 Jeep Grand Cherokee	$23,998	11	−$3,209

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 5 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	2,352	$55,373	100%	1,362 mi
2025	826	$44,021	79%	24,002 mi
2024	1,040	$40,000	72%	39,702 mi
2023	2,174	$36,493	66%	52,473 mi
2022	2,021	$33,669	61%	67,668 mi
2021	2,077	$30,990	56%	79,979 mi
2020	829	$28,595	52%	86,383 mi