This vehicle is no longer listed, so the estimate starts from $35,510 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$633

per month

60 months · 7.0% APR · $3,551 down

Amount financed

$31,959

Total interest

$6,021

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5TDDBRCH8MS519494

Trim

Limited

Engine

2.5L · V4

Horsepower

186.00

Drivetrain

4WD/4-Wheel Drive/4x4

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2021

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Toyota Highlander likely costs over five years at 15,000 mi/yr.

Depreciation $12,494

Fuel $10,100

Insurance $9,950

Maintenance & repairs $3,188

Total, 5 years $35,732

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Toyota Highlander has 4 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Toyota HIGHLANDER SUV AWD

4 recall campaigns on this model year

Check accident & title history →

STRUCTURE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2023 Highlander & Highlander Hybrid vehicles.

NHTSA campaign 23V720000
AIR BAGS

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Avalon, Avalon Hybrid, Corolla, Highlander, Highlander Hybrid, RAV4, RAV4 Hybrid, Lexus ES350,…

NHTSA campaign 23V865000
TIRES

Southeast Toyota Distributors, LLC (SET) is recalling certain 2021-2024 Highlander vehicles.

NHTSA campaign 24V452000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Toyota Highlander from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Toyota Highlander over the last 6 months — the market firmed $232 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$30,999
May 2026	$31,271
June 2026	$31,439
July 2026	$31,300
August 2026	$31,350
September 2026	$31,231

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Toyota Highlander Limited (this car)	$35,510	14	—
2023 Chevrolet Equinox	$19,080	48	−$16,430
2023 Nissan Rogue	$23,170	46	−$12,340
2023 Jeep Grand Cherokee	$24,774	37	−$10,736
2023 Jeep Compass	$21,015	34	−$14,495
2023 Jeep Grand Cherokee L	$32,198	30	−$3,312

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 5 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	2,677	$55,283	100%	1,353 mi
2025	791	$44,478	80%	24,248 mi
2024	1,040	$40,290	73%	39,134 mi
2023	2,230	$36,488	66%	52,080 mi
2022	2,047	$33,477	61%	67,513 mi
2021	2,074	$30,987	56%	80,136 mi
2020	844	$28,684	52%	85,607 mi