This vehicle is no longer listed, so the estimate starts from $33,441 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$596

per month

60 months · 7.0% APR · $3,344 down

Amount financed

$30,097

Total interest

$5,663

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5TDDBRCH3MS016360

Trim

Limited

Engine

2.5L · V4

Horsepower

186.00

Drivetrain

4WD/4-Wheel Drive/4x4

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2021

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Toyota Highlander likely costs over five years at 15,000 mi/yr.

Depreciation $11,766

Fuel $10,100

Insurance $8,000

Maintenance & repairs $3,188

Total, 5 years $33,054

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Toyota Highlander has 4 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Toyota HIGHLANDER SUV AWD

4 recall campaigns on this model year

Check accident & title history →

STRUCTURE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2023 Highlander & Highlander Hybrid vehicles.

NHTSA campaign 23V720000
AIR BAGS

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Avalon, Avalon Hybrid, Corolla, Highlander, Highlander Hybrid, RAV4, RAV4 Hybrid, Lexus ES350,…

NHTSA campaign 23V865000
TIRES

Southeast Toyota Distributors, LLC (SET) is recalling certain 2021-2024 Highlander vehicles.

NHTSA campaign 24V452000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Toyota Highlander from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Toyota Highlander over the last 6 months — the market firmed $125 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$30,999
May 2026	$31,260
June 2026	$31,410
July 2026	$31,300
August 2026	$31,299
September 2026	$31,124

Market by model year

Gen 5 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	2,255	$55,386	100%	1,491 mi
2025	764	$44,595	81%	24,328 mi
2024	920	$40,185	73%	40,249 mi
2023	2,004	$36,699	66%	51,969 mi
2022	1,890	$33,619	61%	67,785 mi
2021	1,663	$30,888	56%	80,318 mi
2020	757	$28,831	52%	86,141 mi