2020 Lincoln MKZ Reserve

VIN 3LN6L5E9XLR616729
Typical market price
$20,398
29 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN 3LN6L5E9XLR616729 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 29 comparable same-build listings · Market data as of August 31, 2026
Below market
$16,282
Typical price
$20,398
Above market
$23,267

See all 2020 Lincoln MKZ prices — typical $20,398 →

No active listings of this exact VIN right now.

Estimate the monthly payment at the typical market price ($20,398)

This vehicle is no longer listed, so the estimate starts from $20,398 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$364
per month
60 months · 7.0% APR · $2,040 down
Amount financed
$18,358
Total interest
$3,482

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 3LN6L5E9XLR616729
Trim
Reserve
Engine
Horsepower
245
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability
Window sticker
See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Look up the factory Monroney sticker by VIN →

Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
29
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lincoln MKZ likely costs over five years at 15,000 mi/yr.

Depreciation $6,661
Fuel $10,100
Insurance $8,000
Maintenance & repairs $4,500
Total, 5 years $29,261

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lincoln MKZ has 1 recall campaign as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★☆
4 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★☆
4 of 5 · NHTSA

Tested configuration: 2020 Lincoln MKZ 4 DR AWD

1 recall campaign on this model year
Check accident & title history →
  • BACK OVER PREVENTION
    Ford Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021…
    NHTSA campaign 25V442000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lincoln MKZ from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Lincoln MKZ over the last 6 months — the market softened $201 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $20,995
April 2026 $20,444
May 2026 $21,480
June 2026 $20,466
July 2026 $20,873
August 2026 $20,794

Market by model year

Gen 3 · 2017–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 129 $19,885 100% 63,102 mi
2019 148 $17,998 91% 75,851 mi
2018 150 $16,838 85% 78,596 mi
2017 294 $13,929 70% 94,277 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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