2020 Lincoln MKZ Standard

VIN 3LN6L5A98LR615228 GREAT DEAL · $6,585 below typical price Wichita, KS
Listed at
$11,999
typical market $18,584 · 22 comps

This 2020 Lincoln MKZ Standard is listed at $11,999 with 134,389 miles in Wichita, KS.

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Full history for VIN 3LN6L5A98LR615228 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 22 comparable same-build listings · Market data as of August 24, 2026
This vehicle · $11,999
Below market
$15,995
Typical price
$18,584
Above market
$23,432

This vehicle: $11,999 — below the market range (typical price $18,584)

Asking $11,999 · typical market price $18,584 · based on 22 comparable same-build listings.

See all 2020 Lincoln MKZ prices — typical $18,584 →

Price history for this VIN

Aug 20, 2026 · $11,999 Aug 21, 2026 · $11,999

Asking prices recorded across 2 listing dates for VIN 3LN6L5A98LR615228, spanning 1 day.

Dealer Location Price Mileage Listed
Banter Automotive Group Wichita, KS 67211 $11,999 134,389 mi 2026-08-20

What would this 2020 Lincoln MKZ Standard cost per month?

Estimate the monthly payment on a $11,999 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$214
per month
60 months · 7.0% APR · $1,200 down
Amount financed
$10,799
Total interest
$2,041

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 3LN6L5A98LR615228
Trim
Standard
Engine
2.0L · V4
Horsepower
245
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability
Window sticker
See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

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Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
29
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lincoln MKZ likely costs over five years at 15,000 mi/yr.

Depreciation $3,918
Fuel $10,100
Insurance $5,750
Maintenance & repairs $4,500
Total, 5 years $24,268

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lincoln MKZ has 1 recall campaign as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★☆
4 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★☆
4 of 5 · NHTSA

Tested configuration: 2020 Lincoln MKZ 4 DR AWD

1 recall campaign on this model year
Check accident & title history →
  • BACK OVER PREVENTION
    Ford Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021…
    NHTSA campaign 25V442000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lincoln MKZ from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Lincoln MKZ over the last 6 months — the market softened $888 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $20,995
April 2026 $20,492
May 2026 $21,595
June 2026 $20,498
July 2026 $20,898
August 2026 $20,107

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Lincoln MKZ Standard (this car) $11,999 22
2022 Honda Accord $23,296 18 +$11,297
2019 Ford Fusion $15,395 11 +$3,396
2019 Nissan Altima $17,193 11 +$5,194
2021 Dodge Charger $24,998 8 +$12,999
2020 Chevrolet Malibu $14,250 6 +$2,251

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2017–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 95 $19,300 100% 66,997 mi
2019 168 $17,996 93% 76,375 mi
2018 110 $16,636 86% 78,681 mi
2017 243 $13,799 71% 96,174 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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