2020 Lincoln MKZ Reserve

VIN 3LN6L5E94LR620680 ABOVE MARKET · $5,500 above typical price Peotone, IL
Listed at
$24,500
typical market $19,000 · 17 comps

This 2020 Lincoln MKZ Reserve is listed at $24,500 with 19,825 miles in Peotone, IL.

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Full history for VIN 3LN6L5E94LR620680 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 17 comparable same-build listings · Market data as of August 26, 2026
This vehicle · $24,500
Below market
$16,716
Typical price
$19,000
Above market
$22,496

This vehicle: $24,500 — above the market range (typical price $19,000)

Asking $24,500 · typical market price $19,000 · based on 17 comparable same-build listings.

See all 2020 Lincoln MKZ prices — typical $19,000 →

Price history for this VIN

Asking price over time

Aug 2, 2024 · $31,995 Aug 7, 2026 · $24,500

Asking prices recorded across 2 listing dates for VIN 3LN6L5E94LR620680, spanning 2 years.

Dealer Location Price Mileage Listed
Dralle Chevrolet & Buick Peotone, IL 60468 $24,500 19,825 mi 2026-08-07

Former listings

Dealer Location Price Mileage Listed
Varsity Lincoln Novi, MI 48374 $31,995 10,886 mi 2024-08-02

What would this 2020 Lincoln MKZ Reserve cost per month?

Estimate the monthly payment on a $24,500 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$437
per month
60 months · 7.0% APR · $2,450 down
Amount financed
$22,050
Total interest
$4,170

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 3LN6L5E94LR620680
Trim
Reserve
Engine
2.0L · V4
Horsepower
245
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability
Window sticker
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Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
29
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lincoln MKZ likely costs over five years at 15,000 mi/yr.

Depreciation $8,000
Fuel $10,100
Insurance $6,400
Maintenance & repairs $4,500
Total, 5 years $29,000

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lincoln MKZ has 1 recall campaign as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★☆
4 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★☆
4 of 5 · NHTSA

Tested configuration: 2020 Lincoln MKZ 4 DR AWD

1 recall campaign on this model year
Check accident & title history →
  • BACK OVER PREVENTION
    Ford Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021…
    NHTSA campaign 25V442000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lincoln MKZ from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Lincoln MKZ over the last 6 months — the market softened $593 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $20,995
April 2026 $20,492
May 2026 $21,595
June 2026 $20,498
July 2026 $20,898
August 2026 $20,402

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Lincoln MKZ Reserve (this car) $24,500 17
2019 Dodge Charger $22,904 22 −$1,596
2019 Honda Accord $21,432 20 −$3,068
2019 Chevrolet Malibu $14,912 19 −$9,588
2019 Ford Fusion $13,607 17 −$10,893
2019 Toyota Camry $17,995 17 −$6,505

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2017–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 93 $19,394 100% 65,665 mi
2019 165 $18,097 93% 77,687 mi
2018 113 $16,793 87% 79,258 mi
2017 249 $13,900 72% 96,217 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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