2020 Lincoln MKZ Reserve I

VIN 3LN6L5E99LR608685 ABOVE TYPICAL · $1,132 above typical price West Palm Beach, FL
Listed at
$19,999
typical market $18,867 · 18 comps

This 2020 Lincoln MKZ Reserve I is listed at $19,999 with 59,901 miles in West Palm Beach, FL.

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Full history for VIN 3LN6L5E99LR608685 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 18 comparable same-build listings · Market data as of August 26, 2026
This vehicle · $19,999
Below market
$16,786
Typical price
$18,867
Above market
$23,596

This vehicle: $19,999 — $1,132 above the typical market price ($18,867)

Asking $19,999 · typical market price $18,867 · based on 18 comparable same-build listings.

See all 2020 Lincoln MKZ prices — typical $18,867 →

Dealer Location Price Mileage Listed
Napleton's North Palm Hyundai West Palm Beach, FL 33403 $19,999 59,901 mi 2026-08-26

What would this 2020 Lincoln MKZ Reserve I cost per month?

Estimate the monthly payment on a $19,999 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$356
per month
60 months · 7.0% APR · $2,000 down
Amount financed
$17,999
Total interest
$3,361

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 3LN6L5E99LR608685
Trim
Reserve I
Engine
2.0L · V4
Horsepower
245
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability
Window sticker
See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

See the factory equipment and MSRP for this VIN →

Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
29
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lincoln MKZ likely costs over five years at 15,000 mi/yr.

Depreciation $6,530
Fuel $10,100
Insurance $10,500
Maintenance & repairs $4,500
Total, 5 years $31,630

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lincoln MKZ has 1 recall campaign as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★☆
4 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★☆
4 of 5 · NHTSA

Tested configuration: 2020 Lincoln MKZ 4 DR AWD

1 recall campaign on this model year
Check accident & title history →
  • BACK OVER PREVENTION
    Ford Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021…
    NHTSA campaign 25V442000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lincoln MKZ from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Lincoln MKZ over the last 6 months — the market softened $593 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $20,995
April 2026 $20,492
May 2026 $21,595
June 2026 $20,498
July 2026 $20,898
August 2026 $20,402

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Lincoln MKZ Reserve I (this car) $19,999 18
2018 Honda Accord $21,654 32 +$1,655
2021 Toyota Camry $20,599 31 +$600
2020 Honda Civic $17,200 29 −$2,799
2021 Toyota Corolla $17,003 27 −$2,996
2021 Hyundai Sonata $14,867 17 −$5,132

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2017–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 93 $19,394 100% 65,665 mi
2019 165 $18,097 93% 77,687 mi
2018 113 $16,793 87% 79,258 mi
2017 249 $13,900 72% 96,217 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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