2020 Lincoln MKZ Reserve
3LN6L5F97LR620526
GOOD DEAL
· $2,949 below typical price
Smithfield, RI
This 2020 Lincoln MKZ Reserve is listed at $17,384 with 86,766 miles in Smithfield, RI.
Market price range
Based on 25 comparable same-build listings · Market data as of August 26, 2026This vehicle: $17,384 — $2,949 below the typical market price ($20,333)
Asking $17,384 · typical market price $20,333 · based on 25 comparable same-build listings.
Price history for this VIN
Asking price over time
Asking prices recorded across 5 listing dates for VIN 3LN6L5F97LR620526, spanning 4 years 3 months.
Active listings
Full listing history on VehiSales →| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| D'Agostino Motors LTD | Smithfield, RI 2917 | $17,384 | 86,766 mi | 2026-08-25 |
| D'Agostino Motors | Smithfield, RI 2917 | $17,867 | 86,766 mi | 2026-08-23 |
Former listings
| Dealer | Location | Price | Mileage | Listed |
|---|---|---|---|---|
| D'Agostino Motors LTD | Smithfield, RI 2917 | $17,867 | 86,766 mi | 2026-08-22 |
| Best Ford | Nashua, NH 03063 | $39,998 | 9,910 mi | 2022-06-02 |
What would this 2020 Lincoln MKZ Reserve cost per month?
Estimate the monthly payment on a $17,384 vehicle. Move the numbers to match your own loan.
Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.
Decoded from the VIN
NHTSA build data for 3LN6L5F97LR620526- ✓ Backup camera
- ✓ Blind-spot monitor
- ✓ Lane departure
- ✓ ABS
- ✓ Electronic stability
Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.
See the factory equipment and MSRP for this VIN →Fuel economy (EPA)
Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.
5-year cost to own
Beyond the sticker: what this 2020 Lincoln MKZ likely costs over five years at 15,000 mi/yr.
Estimate — insurance and taxes vary by driver and state.
Safety & recalls
NHTSA crash tests & recall campaigns for this model yearThe 2020 Lincoln MKZ has 1 recall campaign as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.
Tested configuration: 2020 Lincoln MKZ 4 DR AWD
-
BACK OVER PREVENTIONFord Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021…NHTSA campaign 25V442000
Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.
Model-level data for the 2020 Lincoln MKZ from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.
Where the price is heading
Typical asking price for a 2020 Lincoln MKZ over the last 6 months — the market softened $593 in that span.
Monthly price table
| Month | Typical price |
|---|---|
| March 2026 | $20,995 |
| April 2026 | $20,492 |
| May 2026 | $21,595 |
| June 2026 | $20,498 |
| July 2026 | $20,898 |
| August 2026 | $20,402 |
How it compares to rivals
Median asking price for comparable body styles listed near this car| Model | Median price | For sale nearby | vs this car |
|---|---|---|---|
| 2020 Lincoln MKZ Reserve (this car) | $17,384 | 25 | — |
| 2022 Honda Civic | $20,200 | 20 | +$2,816 |
| 2018 Honda Accord | $19,200 | 16 | +$1,816 |
| 2018 Toyota Camry | $18,799 | 13 | +$1,415 |
| 2020 Toyota Corolla | $15,959 | 8 | −$1,425 |
| 2019 BMW 330i | $21,692 | 6 | +$4,308 |
Cheapest active listings of each comparable body style in this region — median of what those models actually ask.
Market by model year
Gen 3 · 2017–2020What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.
| Year | Units for sale | Median price | vs newest | Avg mileage |
|---|---|---|---|---|
| 2020 | 93 | $19,394 | 100% | 65,665 mi |
| 2019 | 165 | $18,097 | 93% | 77,687 mi |
| 2018 | 113 | $16,793 | 87% | 79,258 mi |
| 2017 | 249 | $13,900 | 72% | 96,217 mi |
Units for sale — listings of each model year in the latest nightly market snapshot.
Watch the price on this model
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