2020 Kia Optima

VIN  5XXGT4L36LG450676

This 2020 Kia Optima is listed at $13,950 with 96,407 miles in Oklahoma City, OK.

ABOVE TYPICAL $1,446 above typical price Asking $13,950 · typical market price $12,504 · based on 392 comparable same-build listings.
VehiLeaks · Vehicle History Report
The full history of this 2020 Kia Optima
VIN 5XXGT4L36LG450676 · one-time $6, no subscription
  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
Sedan 2.4L V4 FWD Gasoline
2020 Kia Optima
$6 one-time
Get the full report → Instant access after checkout

Market Price Range

Below market
$8,991
Typical price
$12,504
Above market
$16,998
Based on 392 comparable same-build listings.
This vehicle: $13,950 — $1,446 above the typical market price ($12,504)
Market data as of August 17, 2026

Vehicle Decode

Body
Sedan/Saloon
Engine
2.4L · V4 · Gasoline
HP
185
Drive
FWD/Front-Wheel Drive
Trans
Automatic
Doors
4
Made by
KIA GEORGIA, INC

Safety

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Price history for this VIN

Asking price over time

Apr 1, 2023 · $23,855 Jun 24, 2026 · $14,145

Asking prices recorded across 6 listing dates for VIN 5XXGT4L36LG450676, spanning 3 years 3 months.

Safety & ownership

NHTSA crash-test ratings

Overall
★★★★★ 5/5
Frontal crash
★★★★★ 5/5
Side crash
★★★★★ 5/5
Rollover
★★★★★ 5/5

Tested configuration: 2020 Kia Optima 4 DR FWD

EPA fuel economy (MPG)

City
27
Highway
37
Combined
31
Est. fuel cost: $1,500/year
Assumes 15,000 miles a year at $3.10/gallon and 31 MPG combined.

Model-level data for the 2020 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Active listings

Full listing history on VehiSales →
Dealer Location Price Mileage Listed
Chase Auto Credit Oklahoma City, OK 73112 $13,950 96,407 mi 2026-06-05

Former listings

Dealer Location Price Mileage Listed
Oklahoma City, OK 73172 $13,950 96,407 mi 2026-06-05
Chase Auto Credit Oklahoma City, OK 73112 $13,950 96,407 mi 2026-06-05
CarMax Southwest Freeway Houston, TX 77074 $16,998 75,881 mi 2025-09-01
CarMax College Station Midland, TX 79705 $16,998 75,881 mi 2025-08-18
CarMax Killeen Killeen, TX 76543 $16,998 75,061 mi 2025-07-01
Richard Karr Motors Waco, TX 76712 $23,855 41,933 mi 2023-04-01

What would this 2020 Kia Optima cost per month?

Estimate the monthly payment on a $13,950 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$249
per month
60 months · 7.0% APR · $1,395 down
Amount financed
$12,555
Total interest
$2,385

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Watch the price on this model

Prices move every week. We'll email you when the typical asking price for a 2020 Kia Optima moves 3% or more — no account, one-click unsubscribe.

We only email you about this vehicle's price. Unsubscribe from any message.

More Kia Optima for sale

2020 Kia Optima
2020 Kia Optima
$13,998
106,211 mi · Gastonia, NC
2020 Kia Optima
2020 Kia Optima
$14,985
50,880 mi · Montclair, CA
2020 Kia Optima
2020 Kia Optima
$14,995
76,080 mi · Agawam, MA
2020 Kia Optima
2020 Kia Optima
$16,595
42,656 mi · Katy, TX
2020 Kia Optima
2020 Kia Optima
$16,988
98,023 mi · Dallas, TX
2020 Kia Optima
2020 Kia Optima
$17,988
109,553 mi · Dallas, TX
2020 Kia Optima
2020 Kia Optima
$7,999
133,125 mi · Conyers, GA
2020 Kia Optima
2020 Kia Optima
$12,160
100,157 mi · Antioch, IL
VehiSales · Cars for Sale
Shopping for a Kia Optima like this?
Browse every Kia Optima on the market right now — live dealer listings with photos and prices, already filtered to this model near Oklahoma City, OK.
Kia Optima 2019–2021 Near Oklahoma City, OK
Browse on VehiSales →
Powered by VinAssessment — real-time pricing intelligence for car dealers.