This vehicle is no longer listed, so the estimate starts from $5,000 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$89

per month

60 months · 7.0% APR · $500 down

Amount financed

$4,500

Total interest

$840

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for KNAGE123985218088

Trim

Engine

2.4L · V4

Horsepower

162

Drivetrain

FWD/Front-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2008

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2008 Kia Optima likely costs over five years at 15,000 mi/yr.

Fuel $9,300

Insurance $6,800

Maintenance & repairs $6,300

Total, 5 years $22,400

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2008 Kia Optima has 3 recall campaigns as of August 2026. EPA combined fuel economy: 25 MPG.

3 recall campaigns on this model year

Check accident & title history →

EXTERIOR LIGHTING

Kia Motors Corporation (Kia) is recalling certain model year 2007-2010 Rondo, model year 2007-2011 Sedona, Sorento and Sportage, model year 2010-2011 Soul, model year 2008-2011…

NHTSA campaign 13V114000
AIR BAGS

KIA MOTORS AMERICA, INC. (KIA) IS RECALLING CERTAIN MODEL YEAR 2006-2008 KIA OPTIMA VEHICLES MANUFACTURED FROM SEPTEMBER 29, 2005, THROUGH JANUARY 29, 2008, AND MODEL YEAR 2007…

NHTSA campaign 12V014000
POWER TRAIN

KIA IS RECALLING CERTAIN MODEL YEAR 2006-2008 OPTIMA VEHICLES MANUFACTURED FROM SEPTEMBER 29, 2005, THROUGH JUNE 13, 2007.

NHTSA campaign 11V153000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2008 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 28, 2026.

Where the price is heading

Typical asking price for a 2008 Kia Optima over the last 6 months — the market held steady .

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$4,995
April 2026	$4,256
May 2026	$4,950
June 2026	$4,995
July 2026	$4,784
August 2026	$4,995

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2020	634	$12,995	100%	92,467 mi
2019	682	$12,198	94%	95,334 mi
2018	553	$10,996	85%	103,073 mi
2017	324	$9,970	77%	108,623 mi
2016	493	$9,500	73%	109,789 mi
2015	549	$8,595	66%	114,284 mi
2014	205	$7,900	61%	123,192 mi
2013	415	$6,999	54%	130,646 mi