2020 Lincoln MKZ Reserve

VIN 3LN6L5F99LR624089 GREAT DEAL · $6,844 below typical price Taylor, MI
Listed at
$12,900
typical market $19,744 · 24 comps

This 2020 Lincoln MKZ Reserve is listed at $12,900 with 117,570 miles in Taylor, MI.

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Full history for VIN 3LN6L5F99LR624089 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 24 comparable same-build listings · Market data as of August 24, 2026
This vehicle · $12,900
Below market
$16,294
Typical price
$19,744
Above market
$23,745

This vehicle: $12,900 — below the market range (typical price $19,744)

Asking $12,900 · typical market price $19,744 · based on 24 comparable same-build listings.

See all 2020 Lincoln MKZ prices — typical $19,744 →

Price history for this VIN

Asking price over time

May 12, 2023 · $33,988 Jul 23, 2026 · $12,900

Asking prices recorded across 4 listing dates for VIN 3LN6L5F99LR624089, spanning 3 years 2 months.

Dealer Location Price Mileage Listed
Road Runner Auto Sales (Taylor) Taylor, MI 48180 $12,900 117,570 mi 2026-07-11

Former listings

Dealer Location Price Mileage Listed
Road Runner Auto Sales - Taylor Taylor, MI 48180 $12,900 117,570 mi 2026-07-09
Great Lakes Ford of Muskegon Muskegon, MI 49442 $33,988 29,184 mi 2023-05-12

What would this 2020 Lincoln MKZ Reserve cost per month?

Estimate the monthly payment on a $12,900 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$230
per month
60 months · 7.0% APR · $1,290 down
Amount financed
$11,610
Total interest
$2,190

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 3LN6L5F99LR624089
Trim
Reserve
Engine
2.0L · V4
Horsepower
245
Drivetrain
AWD/All-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability
Window sticker
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Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
29
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lincoln MKZ likely costs over five years at 15,000 mi/yr.

Depreciation $4,212
Fuel $10,100
Insurance $8,900
Maintenance & repairs $4,500
Total, 5 years $27,712

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lincoln MKZ has 1 recall campaign as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★☆
4 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★☆
4 of 5 · NHTSA

Tested configuration: 2020 Lincoln MKZ 4 DR AWD

1 recall campaign on this model year
Check accident & title history →
  • BACK OVER PREVENTION
    Ford Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021…
    NHTSA campaign 25V442000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lincoln MKZ from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Lincoln MKZ over the last 6 months — the market softened $888 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $20,995
April 2026 $20,492
May 2026 $21,595
June 2026 $20,498
July 2026 $20,898
August 2026 $20,107

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Lincoln MKZ Reserve (this car) $12,900 24
2020 Ford Fusion $13,800 23 +$900
2019 Chevrolet Malibu $13,995 23 +$1,095
2018 Honda Accord $20,109 11 +$7,209
2019 Kia Forte $11,495 10 −$1,405
2018 Toyota Camry $18,155 8 +$5,255

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2017–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 95 $19,300 100% 66,997 mi
2019 168 $17,996 93% 76,375 mi
2018 110 $16,636 86% 78,681 mi
2017 243 $13,799 71% 96,174 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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