This vehicle is no longer listed, so the estimate starts from $6,886 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$123

per month

60 months · 7.0% APR · $689 down

Amount financed

$6,197

Total interest

$1,183

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGM4A77EG350530

Engine

2.4L

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2014

Made by

KIA GEORGIA, INC

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,940 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 24 MPG combined.

5-year cost to own

Beyond the sticker: what this 2014 Kia Optima likely costs over five years at 15,000 mi/yr.

Fuel $9,700

Insurance $6,800

Maintenance & repairs $4,950

Total, 5 years $21,450

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2014 Kia Optima has 7 recall campaigns as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 24 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★★

5 of 5 · NHTSA

Tested configuration: 2014 Kia Optima 4 DR FWD

7 recall campaigns on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Kia Motors America (Kia) is recalling certain 2011-2017 Optima, 2012-2017 Sorento and 2011-2018 Sportage vehicles that previously received an engine replacement under recall…

NHTSA campaign 18V907000
FUEL SYSTEM, GASOLINE

Kia Motors America (Kia) is recalling certain 2013-2014 Optima vehicles equipped with 2.4L Gasoline Direct Injection (GDI) or 2.0L GDI Turbo engines.

NHTSA campaign 20V100000
SERVICE BRAKES, HYDRAULIC

Kia Motors America (Kia) is recalling certain 2013-2015 Optima and 2014-2015 Sorento vehicles.

NHTSA campaign 20V519000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2014 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2014 Kia Optima over the last 6 months — the market held steady .

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$7,995
April 2026	$8,374
May 2026	$8,498
June 2026	$8,500
July 2026	$8,331
August 2026	$7,995

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2014 Kia Optima (this car)	$6,886	50	—
2016 Honda Civic	$11,472	8	+$4,586
2016 Toyota Corolla	$10,376	6	+$3,490
2014 Chevrolet Cruze	$6,868	4	−$18
2015 Nissan Sentra	$6,488	3	−$398
2014 BMW 328i	$11,080	3	+$4,194

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2020	472	$12,915	100%	91,808 mi
2019	681	$12,197	94%	94,077 mi
2018	419	$11,000	85%	99,949 mi
2017	233	$9,990	77%	106,326 mi
2016	575	$8,999	70%	108,230 mi
2015	400	$8,499	66%	114,742 mi
2014	152	$7,160	55%	126,494 mi
2013	379	$7,149	55%	127,718 mi