2013 Kia Optima LX

VIN 5XXGM4A7XDG169288 GOOD DEAL · $1,033 below typical price Indianapolis, IN
Listed at
$5,960
typical market $6,993 · 60 comps

This 2013 Kia Optima LX is listed at $5,960 with 105,352 miles in Indianapolis, IN.

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Full history for VIN 5XXGM4A7XDG169288 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Every past listing: price, dealer, photos
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Market price range

Based on 60 comparable same-build listings · Market data as of August 27, 2026
This vehicle · $5,960
Below market
$4,995
Typical price
$6,993
Above market
$9,979

This vehicle: $5,960 — $1,033 below the typical market price ($6,993)

Asking $5,960 · typical market price $6,993 · based on 60 comparable same-build listings.

See all 2013 Kia Optima prices — typical $6,993 →

Dealer Location Price Mileage Listed
NonStop Motors Indianapolis, IN 46226 $5,960 105,352 mi 2026-08-24

What would this 2013 Kia Optima LX cost per month?

Estimate the monthly payment on a $5,960 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$106
per month
60 months · 7.0% APR · $596 down
Amount financed
$5,364
Total interest
$996

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5XXGM4A7XDG169288
Trim
LX
Engine
2.4L
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2013
Made by
KIA GEORGIA, INC
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
26
MPG
City
22
MPG
Highway
33
MPG
$1,790 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 26 MPG combined.

5-year cost to own

Beyond the sticker: what this 2013 Kia Optima likely costs over five years at 15,000 mi/yr.

Fuel $8,950
Insurance $4,463
Maintenance & repairs $6,300
Total, 5 years $19,713

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2013 Kia Optima has 9 recall campaigns as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 26 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★★
5 of 5 · NHTSA

Tested configuration: 2013 Kia Optima 4 DR FWD

9 recall campaigns on this model year
Check accident & title history →
  • FUEL SYSTEM, GASOLINE
    Kia Motors America (Kia) is recalling certain 2011-2017 Optima, 2012-2017 Sorento and 2011-2018 Sportage vehicles that previously received an engine replacement under recall…
    NHTSA campaign 18V907000
  • AIR BAGS
    Kia Motors America (Kia) is recalling certain 2010-2013 Kia Forte, Forte Koup, 2011-2013 Kia Optima and 2011-2012 Kia Optima Hybrid and Sedona vehicles.
    NHTSA campaign 18V363000
  • FUEL SYSTEM, GASOLINE
    Kia Motors America (Kia) is recalling certain 2013-2014 Optima vehicles equipped with 2.4L Gasoline Direct Injection (GDI) or 2.0L GDI Turbo engines.
    NHTSA campaign 20V100000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2013 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2013 Kia Optima over the last 6 months — the market softened $14 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $7,490
April 2026 $7,155
May 2026 $7,200
June 2026 $7,500
July 2026 $7,708
August 2026 $7,476

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2013 Kia Optima LX (this car) $5,960 60
2012 Honda Accord $7,999 13 +$2,039
2015 Mercedes-Benz E-Class $10,239 10 +$4,279
2012 Ford Fusion $7,290 9 +$1,330
2015 Honda Civic $10,060 9 +$4,100
2014 Chevrolet Cruze $6,495 8 +$535

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 463 $12,950 100% 90,708 mi
2019 671 $12,138 94% 94,077 mi
2018 439 $11,097 86% 100,809 mi
2017 234 $9,894 76% 106,216 mi
2016 568 $8,999 69% 108,130 mi
2015 438 $8,495 66% 114,144 mi
2014 155 $7,495 58% 124,782 mi
2013 244 $6,996 54% 127,817 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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