This vehicle is no longer listed, so the estimate starts from $6,500 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$116

per month

60 months · 7.0% APR · $650 down

Amount financed

$5,850

Total interest

$1,110

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for KNAGR4A68B5152304

Trim

TOP

Engine

2.0L

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2011

Made by

KIA CORPORATION

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,720 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 27 MPG combined.

5-year cost to own

Beyond the sticker: what this 2011 Kia Optima likely costs over five years at 15,000 mi/yr.

Fuel $8,600

Insurance $5,440

Maintenance & repairs $6,300

Total, 5 years $20,340

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2011 Kia Optima has 5 recall campaigns as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 27 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★★

5 of 5 · NHTSA

Tested configuration: 2011 Kia Optima 4 DR FWD

5 recall campaigns on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Kia Motors America (Kia) is recalling certain 2011-2017 Optima, 2012-2017 Sorento and 2011-2018 Sportage vehicles that previously received an engine replacement under recall…

NHTSA campaign 18V907000
AIR BAGS

Kia Motors America (Kia) is recalling certain 2010-2013 Kia Forte, Forte Koup, 2011-2013 Kia Optima and 2011-2012 Kia Optima Hybrid and Sedona vehicles.

NHTSA campaign 18V363000
ENGINE AND ENGINE COOLING

Kia Motor Company (Kia) is recalling certain 2011-2014 Optima, 2012-2014 Sorento and 2011-2013 Sportage vehicles.

NHTSA campaign 17V224000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2011 Kia Optima from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2011 Kia Optima over the last 6 months — the market softened $896 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$6,495
April 2026	$6,945
May 2026	$6,234
June 2026	$6,531
July 2026	$6,000
August 2026	$5,599

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2011 Kia Optima TOP (this car)	$6,500	7	—
2013 Honda Accord	$9,090	13	+$2,590
2012 Toyota Camry	$10,495	12	+$3,995
2010 Toyota Corolla	$8,495	9	+$1,995
2009 Honda Civic	$6,499	7	−$1
2009 Nissan Altima	$4,701	6	−$1,799

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2020	460	$12,938	100%	91,797 mi
2019	677	$12,024	93%	94,489 mi
2018	441	$11,000	85%	100,999 mi
2017	235	$9,596	74%	106,010 mi
2016	564	$8,999	70%	108,077 mi
2015	434	$8,447	65%	114,289 mi
2014	160	$7,497	58%	124,362 mi
2013	377	$7,194	56%	127,274 mi