This vehicle is no longer listed, so the estimate starts from $36,789 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$656

per month

60 months · 7.0% APR · $3,679 down

Amount financed

$33,110

Total interest

$6,250

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHGZ5BC7M5023503

Trim

F sport

Engine

3.5L · V6

Horsepower

311

Drivetrain

4x2

Transmission

Automatic

Body

Coupe

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Lexus RC likely costs over five years at 15,000 mi/yr.

Depreciation $12,944

Fuel $10,100

Insurance $8,000

Maintenance & repairs $4,312

Total, 5 years $35,356

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Lexus RC has 1 recall campaign as of August 2026. EPA combined fuel economy: 23 MPG.

1 recall campaign on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2015-2022 Lexus RC, 2016-2020 GS, and 2022 IS vehicles.

NHTSA campaign 26V222000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Lexus RC from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 31, 2026.