This vehicle is no longer listed, so the estimate starts from $149,762 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$2,669

per month

60 months · 7.0% APR · $14,976 down

Amount financed

$134,786

Total interest

$25,354

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHGPAAY0MA101123

Trim

500 Convertible

Engine

5.0L · V8

Horsepower

471

Drivetrain

4x2

Transmission

Automatic

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2021

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,450 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 19 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Lexus LC likely costs over five years at 15,000 mi/yr.

Depreciation $52,694

Fuel $12,250

Insurance $10,500

Maintenance & repairs $4,312

Total, 5 years $79,756

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2021 Lexus LC from EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Lexus LC over the last 6 months — the market firmed $15,192 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$92,945
May 2026	$93,083
June 2026	$102,880
July 2026	$107,082
August 2026	$105,144
September 2026	$108,137

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Lexus LC 500 Convertible (this car)	$149,762	4	—
2020 Ford Mustang	$26,081	2	−$123,681
2023 Mercedes-Benz C-Class	$42,085	2	−$107,677
2023 BMW M440i	$48,344	2	−$101,418
2023 Mercedes-Benz E-Class	$65,054	2	−$84,708
2023 Chevrolet Corvette	$68,492	2	−$81,270

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2018–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	36	$122,038	100%	—
2024	36	$128,668	105%	15,090 mi
2023	18	$113,870	93%	14,362 mi
2022	21	$115,996	95%	16,729 mi
2021	82	$108,464	89%	25,821 mi
2019	13	$79,590	65%	46,794 mi
2018	76	$80,221	66%	43,115 mi