This vehicle is no longer listed, so the estimate starts from $43,635 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$778

per month

60 months · 7.0% APR · $4,364 down

Amount financed

$39,271

Total interest

$7,409

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHD51FFXL5012263

Trim

500 Core

Engine

3.4L · V6

Horsepower

416

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lexus LS likely costs over five years at 15,000 mi/yr.

Depreciation $14,248

Fuel $10,100

Insurance $5,100

Maintenance & repairs $4,312

Total, 5 years $33,760

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2020 Lexus LS from EPA fueleconomy.gov, refreshed August 15, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Lexus LS 500 Core (this car)	$43,635	4	—
2018 Honda Accord	$19,760	34	−$23,875
2022 Honda Civic	$19,393	32	−$24,242
2020 Toyota Camry	$19,535	27	−$24,100
2022 Dodge Charger	$23,990	19	−$19,645
2022 Toyota Corolla	$19,548	18	−$24,087