This vehicle is no longer listed, so the estimate starts from $25,990 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$463

per month

60 months · 7.0% APR · $2,599 down

Amount financed

$23,391

Total interest

$4,389

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHAA1D28L5101716

Trim

300 Base

Engine

2.0L · V4

Horsepower

241

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,940 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 24 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lexus IS likely costs over five years at 15,000 mi/yr.

Depreciation $8,487

Fuel $9,700

Insurance $10,500

Maintenance & repairs $4,312

Total, 5 years $32,999

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2020 Lexus IS from EPA fueleconomy.gov, refreshed August 18, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Lexus IS 300 Base (this car)	$25,990	31	—
2022 Toyota Corolla	$17,998	19	−$7,992
2018 Hyundai Sonata	$17,695	17	−$8,295
2019 Honda Accord	$22,146	16	−$3,844
2022 Dodge Charger	$23,048	14	−$2,942
2018 Chevrolet Malibu	$14,700	12	−$11,290