This vehicle is no longer listed, so the estimate starts from $26,081 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$465

per month

60 months · 7.0% APR · $2,608 down

Amount financed

$23,473

Total interest

$4,427

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHAA1D25L5108235

Trim

Base

Engine

2.0L · V4

Horsepower

241

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,940 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 24 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lexus IS likely costs over five years at 15,000 mi/yr.

Depreciation $8,516

Fuel $9,700

Insurance $8,000

Maintenance & repairs $4,312

Total, 5 years $30,528

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2020 Lexus IS from EPA fueleconomy.gov, refreshed August 18, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Lexus IS Base (this car)	$26,081	25	—
2022 Toyota Camry	$18,606	70	−$7,475
2022 Toyota Corolla	$16,999	49	−$9,082
2018 Honda Accord	$19,624	44	−$6,457
2021 Dodge Charger	$19,999	41	−$6,082
2020 Nissan Altima	$14,740	28	−$11,341