This vehicle is no longer listed, so the estimate starts from $28,242 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$503

per month

60 months · 7.0% APR · $2,824 down

Amount financed

$25,418

Total interest

$4,762

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for JTHAA1D20M5111464

Trim

300 Base

Engine

2.0L · V4

Horsepower

241

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Lexus IS likely costs over five years at 15,000 mi/yr.

Depreciation $9,937

Fuel $9,300

Insurance $6,400

Maintenance & repairs $4,312

Total, 5 years $29,949

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★★

5 of 5 · NHTSA

Tested configuration: 2021 Lexus IS 300 4 DR AWD

Model-level data for the 2021 Lexus IS from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed September 2, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Lexus IS 300 Base (this car)	$28,242	26	—
2022 Kia K5	$20,494	8	−$7,748
2023 Toyota Camry	$24,991	6	−$3,251
2020 Hyundai Elantra	$16,644	5	−$11,598
2023 Kia Forte	$13,986	4	−$14,256
2021 Nissan Sentra	$15,344	4	−$12,898