Dealer	Location	Price	Mileage	Listed
Malloy Ford of Charlottesville	Charlottesville, VA 22901	$31,685	41,473 mi	2025-05-31
Malloy Ford Charlottesville	Charlottesville, VA 22901	$31,595	41,473 mi	2025-05-30
Flow Toyota of Charlottesville	Charlottesville, VA 22911	$32,499	38,124 mi	2024-08-10

Estimate the monthly payment at the typical market price ($27,998)

This vehicle is no longer listed, so the estimate starts from $27,998 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$499

per month

60 months · 7.0% APR · $2,800 down

Amount financed

$25,198

Total interest

$4,742

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4T1FZ1FB4LU044011

Trim

Package

Engine

3.5L · V6

Horsepower

301

Drivetrain

4x2

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,860 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 25 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Toyota Avalon likely costs over five years at 15,000 mi/yr.

Depreciation $9,142

Fuel $9,300

Insurance $5,900

Maintenance & repairs $3,188

Total, 5 years $27,530

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Toyota Avalon has 3 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 25 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Toyota AVALON 4 DR FWD

3 recall campaigns on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2018-2019 4Runner, 2019-2020 Avalon, 2019 Corolla Hatchback, 2017-2019 Highlander, 2018-2020 Camry, 2020…

NHTSA campaign 20V682000
AIR BAGS

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Toyota Avalon and 2020 Avalon Hybrid, RAV4, and RAV4 Hybrid vehicles.

NHTSA campaign 20V734000
AIR BAGS

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2020-2021 Avalon, Avalon Hybrid, Corolla, Highlander, Highlander Hybrid, RAV4, RAV4 Hybrid, Lexus ES350,…

NHTSA campaign 23V865000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Toyota Avalon from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Toyota Avalon over the last 6 months — the market firmed $853 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$27,990
April 2026	$27,998
May 2026	$28,599
June 2026	$28,998
July 2026	$28,492
August 2026	$28,843

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Toyota Avalon Package (this car)	$27,998	21	—
2018 Subaru Legacy	$16,548	3	−$11,450
2022 Toyota Camry	$22,798	3	−$5,200
2019 Nissan Sentra	$16,244	2	−$11,754
2019 Honda Insight	$17,188	2	−$10,810
2022 Chevrolet Malibu	$17,385	2	−$10,613