This vehicle is no longer listed, so the estimate starts from $16,503 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$294

per month

60 months · 7.0% APR · $1,650 down

Amount financed

$14,853

Total interest

$2,787

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 4S3BWAA62M3019024

Trim

Base

Engine

2.5L · V4

Horsepower

182

Drivetrain

All-Wheel Drive

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Made by

SUBARU OF AMERICA, INC

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Window sticker

See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Look up the factory Monroney sticker by VIN →

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,550 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 30 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Subaru Legacy likely costs over five years at 15,000 mi/yr.

Depreciation $5,807

Fuel $7,750

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $25,307

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Subaru Legacy has 3 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 30 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★★

5 of 5 · NHTSA

Tested configuration: 2021 Subaru Legacy 4 DR AWD

3 recall campaigns on this model year

Check accident & title history →

POWER TRAIN

Subaru of America, Inc. (Subaru) is recalling certain 2020-2021 Outback and Legacy vehicles.

NHTSA campaign 22V485000
POWER TRAIN

Subaru of America, Inc. is recalling certain model year 2021 Crosstrek, 2022 Forester, 2021-2023 Legacy, and Outback vehicles.

NHTSA campaign 23V755000
AIR BAGS

Subaru of America, Inc. (Subaru) is recalling certain 2020-2022 Outback and Legacy vehicles.

NHTSA campaign 24V227000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Subaru Legacy from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Subaru Legacy over the last 6 months — the market firmed $1,021 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$19,977
April 2026	$19,775
May 2026	$19,900
June 2026	$19,933
July 2026	$20,884
August 2026	$20,998

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Subaru Legacy Base (this car)	$16,503	15	—
2022 Toyota Camry	$21,995	116	+$5,492
2022 Toyota Corolla	$16,795	109	+$292
2022 Dodge Charger	$34,020	104	+$17,517
2022 Tesla Model 3	$26,772	92	+$10,269
2022 Honda Accord	$22,044	88	+$5,541

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 6 · 2020–2025

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2025	640	$27,492	100%	12,450 mi
2024	548	$25,343	92%	36,023 mi
2023	234	$23,142	84%	52,193 mi
2022	324	$21,083	77%	66,343 mi
2021	129	$20,297	74%	75,188 mi
2020	253	$17,996	65%	82,508 mi