2020 Lincoln MKZ Reserve

VIN 3LN6L5E95LR603354
Typical market price
$20,396
22 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

Last listed by Bob Allen Ford Ottawa

2320 S Oak Street, OTTAWA, KS 66067

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
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Inside your report
VIN report

2020 Lincoln MKZ Reserve

VIN 3LN6L5E95LR603354

Accidents Reported damage & accident records
Title Salvage, flood & other title brands
Mileage Recorded odometer readings
Listings Past prices, dealers & listing photos
Section preview · Results shown in the full report
Report for this VIN · 3LN6L5E95LR603354
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Market price range

Based on 22 comparable same-build listings · Market data as of September 10, 2026
Below market
$16,995
Typical price
$20,396
Above market
$23,179

See all 2020 Lincoln MKZ prices — typical $20,396 →

THE SMARTER NEXT STEP

Love this car? See what else is out there.

2020 Lincoln MKZ Reserve for sale near OTTAWAKS

1 cheaper within 50 miles · best $19,952 less

1 one trim down from $18,488 ▼ $19,952 less Kansas City
See all 1 cars near you →

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No active listings of this exact VIN right now.

Former listings

Dealer Location Price Mileage Listed Seen
Bob Allen Ford Ottawa OTTAWA, KS 66067 $38,440 33,385 mi 2022-06-22 1539 d ago

Decoded from the VIN

NHTSA build data for 3LN6L5E95LR603354
Trim
Reserve
Engine
Horsepower
245
Drivetrain
FWD/Front-Wheel Drive
Transmission
Automatic
Body
Sedan/Saloon
Fuel
Gasoline
Doors
4
Model year
2020

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
29
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lincoln MKZ likely costs over five years at 15,000 mi/yr.

Depreciation $6,660
Fuel $10,100
Insurance $8,000
Maintenance & repairs $4,500
Total, 5 years $29,260

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lincoln MKZ has 1 recall campaign as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★☆
4 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★☆
4 of 5 · NHTSA

Tested configuration: 2020 Lincoln MKZ 4 DR AWD

1 recall campaign on this model year
Check accident & title history →
  • BACK OVER PREVENTION
    Ford Motor Company (Ford) is recalling certain 2018-2022 Transit Connect, 2019-2020 MKZ, MKX, Edge, Continental, F-150, Nautilus, Fusion, 2019-2023 Ranger, Mustang, 2020-2021…
    NHTSA campaign 25V442000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lincoln MKZ from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Lincoln MKZ over the last 6 months — the market softened $444 in that span.

Apr May Jun Jul Aug Sep
Monthly price table
Month Typical price
April 2026 $20,444
May 2026 $21,480
June 2026 $20,384
July 2026 $20,850
August 2026 $20,736
September 2026 $20,000

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Lincoln MKZ Reserve (this car) $20,396 22
2021 Toyota Camry $22,587 19 +$2,191
2020 Chevrolet Malibu $15,150 12 −$5,246
2022 Honda Civic $21,844 10 +$1,448
2018 Honda Accord $23,195 9 +$2,799
2019 Volkswagen Jetta $14,883 7 −$5,513

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2017–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 117 $19,691 100% 64,577 mi
2019 175 $18,394 93% 71,175 mi
2018 132 $16,850 86% 79,356 mi
2017 284 $14,218 72% 91,091 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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