This vehicle is no longer listed, so the estimate starts from $32,995 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$588

per month

60 months · 7.0% APR · $3,300 down

Amount financed

$29,695

Total interest

$5,585

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 2T2JZMAA2LC162789

Trim

350

Engine

3.5L · V6

Horsepower

290

Drivetrain

4x2

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Lexus RX likely costs over five years at 15,000 mi/yr.

Depreciation $10,774

Fuel $10,100

Insurance $8,000

Maintenance & repairs $4,312

Total, 5 years $33,186

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Lexus RX has 1 recall campaign as of August 2026. EPA combined fuel economy: 23 MPG.

1 recall campaign on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Toyota Motor Engineering & Manufacturing (Toyota) is recalling certain 2018-2019 4Runner, 2019-2020 Avalon, 2019 Corolla Hatchback, 2017-2019 Highlander, 2018-2020 Camry, 2020…

NHTSA campaign 20V682000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Lexus RX from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 31, 2026.