2026 Lincoln Navigator Reserve

VIN 5LMJJ2LG3TEL09323 GOOD DEAL · $3,650 below typical price Houston, TX
Listed at
$98,133
typical market $101,783 · 342 comps

This 2026 Lincoln Navigator Reserve is listed at $98,133 with 1 miles in Houston, TX.

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Full history for VIN 5LMJJ2LG3TEL09323 — accidents, title brands, odometer records and every past listing with photos and prices.

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  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 342 comparable same-build listings · Market data as of August 25, 2026
This vehicle · $98,133
Below market
$96,852
Typical price
$101,783
Above market
$108,558

This vehicle: $98,133 — $3,650 below the typical market price ($101,783)

Asking $98,133 · typical market price $101,783 · based on 342 comparable same-build listings.

See all 2026 Lincoln Navigator prices — typical $101,783 →

Dealer Location Price Mileage Listed
West Point Lincoln Houston, TX 77043 $98,133 1 mi 2026-05-10

Former listings

Dealer Location Price Mileage Listed
West Point Lincoln Houston, TX 77043 $107,249 1 mi 2026-05-10

What would this 2026 Lincoln Navigator Reserve cost per month?

Estimate the monthly payment on a $98,133 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$1,749
per month
60 months · 7.0% APR · $9,813 down
Amount financed
$88,320
Total interest
$16,620

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5LMJJ2LG3TEL09323
Trim
Reserve
Engine
3.5L · V6
Drivetrain
4WD/4-Wheel Drive/4x4
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Flexible Fuel Vehicle (FFV)
Doors
4
Model year
2026
Made by
FORD MOTOR COMPANY
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability
Window sticker
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Fuel economy (EPA)

Combined
17
MPG
City
15
MPG
Highway
22
MPG
$2,740 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 17 MPG combined.

5-year cost to own

Beyond the sticker: what this 2026 Lincoln Navigator likely costs over five years at 15,000 mi/yr.

Depreciation $45,141
Fuel $13,700
Insurance $9,200
Maintenance & repairs $2,400
Total, 5 years $70,441

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2026 Lincoln Navigator has 2 recall campaigns as of July 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 17 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★☆☆
3 of 5 · NHTSA

Tested configuration: 2026 LINCOLN NAVIGATOR SUV N/A 4WD

2 recall campaigns on this model year
Check accident & title history →
  • ELECTRICAL SYSTEM
    Ford Motor Company (Ford) is recalling certain 2021-2026 F-150, 2022-2026 F-250 SD, F-350 SD, F-450 SD, F-550 SD, Maverick, 2024-2026 Ranger, 2023-2026 F-600 SD, 2022-2027…
    NHTSA campaign 26V104000
  • SEATS
    Ford Motor Company (Ford) is recalling certain 2026 Lincoln Navigator vehicles.
    NHTSA campaign 26V120000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2026 Lincoln Navigator from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2026 Lincoln Navigator over the last 6 months — the market softened $4,124 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $109,272
April 2026 $108,788
May 2026 $106,390
June 2026 $106,934
July 2026 $106,088
August 2026 $105,148

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2026 Lincoln Navigator Reserve (this car) $98,133 342
2026 Mazda CX-5 $35,339 174 −$62,794
2026 Toyota RAV4 $39,461 151 −$58,672
2026 Honda CR-V $35,836 142 −$62,297
2026 Lexus RX $64,860 124 −$33,273
2026 Nissan Rogue $28,778 111 −$69,355

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 1998–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2027 783 $110,450 100%
2026 721 $101,288 92% 662 mi
2025 340 $81,682 74% 13,709 mi
2024 273 $66,041 60% 30,164 mi
2023 236 $56,500 51% 47,981 mi
2022 174 $49,424 45% 59,179 mi
2021 134 $39,816 36% 75,515 mi
2020 194 $34,960 32% 87,529 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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