This vehicle is no longer listed, so the estimate starts from $27,413 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$489

per month

60 months · 7.0% APR · $2,741 down

Amount financed

$24,672

Total interest

$4,668

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1FMJU1FT9LEA89120

Trim

Engine

3.5L · V6

Horsepower

310

Drivetrain

4x2

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2020

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,450 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 19 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Ford Expedition likely costs over five years at 15,000 mi/yr.

Depreciation $8,951

Fuel $12,250

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $32,951

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Ford Expedition has 18 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 19 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Ford Expedition SUV 4WD

18 recall campaigns on this model year

Check accident & title history →

SEATS

Ford Motor Company (Ford) is recalling certain 2020 Ford Expedition and Lincoln Navigator vehicles.

NHTSA campaign 20V366000
BACK OVER PREVENTION

Ford Motor Company (Ford) is recalling certain 2020 Ford F-150, F-250, F-350, F-450, F-550, Explorer, Mustang, Transit, Expedition, Escape, Ranger and Edge, and Lincoln Nautilus…

NHTSA campaign 20V575000
SEAT BELTS

Ford Motor Company (Ford) is recalling certain 2020 Expedition vehicles. The seat belt tension sensor may incorrectly classify a child occupant as an adult.

NHTSA campaign 20V574000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Ford Expedition from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Ford Expedition over the last 6 months — the market softened $937 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$28,431
May 2026	$27,791
June 2026	$27,838
July 2026	$27,112
August 2026	$26,900
September 2026	$27,494

Market by model year

Gen 4 · 2015–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	4,179	$84,013	100%	—
2026	2,315	$76,185	91%	884 mi
2025	2,144	$58,878	70%	21,379 mi
2024	1,277	$44,468	53%	50,199 mi
2023	784	$46,496	55%	53,640 mi
2022	626	$38,996	46%	70,774 mi
2021	965	$31,042	37%	86,283 mi
2020	866	$27,208	32%	97,724 mi