This vehicle is no longer listed, so the estimate starts from $33,739 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$601

per month

60 months · 7.0% APR · $3,374 down

Amount financed

$30,365

Total interest

$5,695

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1C6SRFST8LN222292

Trim

Longhorn

Engine

5.7L · V8

Horsepower

395

Drivetrain

4WD/4-Wheel Drive/4x4

Body

Pickup

Fuel

Gasoline

Model year

2020

Made by

FCA US LLC

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Window sticker

See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Pull the original window sticker →

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,110 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 22 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Ram 1500 likely costs over five years at 15,000 mi/yr.

Depreciation $11,017

Fuel $10,550

Insurance $5,250

Maintenance & repairs $3,750

Total, 5 years $30,567

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Ram 1500 has 14 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 22 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2020 Ram 1500 Crew PU/CC 4WD

14 recall campaigns on this model year

Check accident & title history →

VISIBILITY

Chrysler (FCA US LLC) is recalling certain 2020 Ram 2500 and 1500 vehicles.

NHTSA campaign 20V622000
SEAT BELTS

Chrysler (FCA US LLC) is recalling certain 2019 Jeep Wrangler and Ram 2500, 2019-2020 Ram 1500 and 2020 Jeep Gladiator vehicles.

NHTSA campaign 20V580000
BACK OVER PREVENTION

Chrysler (FCA US LLC) is recalling certain 2020 Jeep Gladiator and Jeep Cherokee, 2019-2020 Ram 1500 Pickup, Ram 2500 Pickup, Ram 3500 Pickup, Chrysler Pacifica, Dodge Durango,…

NHTSA campaign 20V191000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Ram 1500 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Ram 1500 over the last 6 months — the market held steady .

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$28,995
April 2026	$29,495
May 2026	$29,500
June 2026	$29,350
July 2026	$29,077
August 2026	$28,995

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 Ram 1500 Longhorn (this car)	$33,739	12	—
2018 Chevrolet Silverado	$26,260	25	−$7,479
2018 Ford F-150	$25,084	22	−$8,655
2019 GMC Sierra	$30,995	9	−$2,744
2019 Ford F-250	$26,277	6	−$7,462
2019 Ford Ranger	$22,008	4	−$11,731

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 2 · 2019–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	7,232	$69,115	100%	—
2026	42,741	$56,228	81%	600 mi
2025	6,276	$43,318	63%	24,890 mi
2024	3,395	$36,206	52%	43,844 mi
2023	6,258	$37,486	54%	46,112 mi
2022	8,743	$34,002	49%	62,021 mi
2021	5,218	$30,772	45%	78,679 mi
2020	4,325	$28,711	42%	90,110 mi