This vehicle is no longer listed, so the estimate starts from $311,850 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$5,558

per month

60 months · 7.0% APR · $31,185 down

Amount financed

$280,665

Total interest

$52,815

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for ZFF09RPA0T0000000

Trim

Spider RWD

Engine

3.9L · V8

Horsepower

612

Drivetrain

Rear-Wheel Drive

Body

Convertible/Cabriolet

Fuel

Gasoline

Doors

Model year

2026

Made by

FERRARI S.P.A.

Full factory specs for this build →

✗ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,450 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 19 MPG combined.

5-year cost to own

Beyond the sticker: what this 2026 Ferrari Roma likely costs over five years at 15,000 mi/yr.

Depreciation $143,451

Fuel $12,250

Insurance $12,075

Maintenance & repairs $2,000

Total, 5 years $169,776

Estimate — insurance and taxes vary by driver and state.

Model-level data for the 2026 Ferrari Roma from EPA fueleconomy.gov, refreshed August 3, 2026.

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2026 Ferrari Roma Spider (this car)	$311,850	61	—
2026 Mazda MX-5	$36,345	12	−$275,505
2026 Aston Martin Vantage	$272,698	6	−$39,152
2026 BMW 430i	$51,200	5	−$260,650
2024 Ford Mustang	$25,886	4	−$285,964
2027 Mercedes-Benz CLE	$78,559	4	−$233,291